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33432 120th STREET, Twin Lakes, WI, 53181

5beds
2baths
2,838sqft
$459,000
$162price/sqft
$3,301/moest. monthly cost
$132,040/yrincome needed

About This Home

Welcome to this beautiful 5-bedroom, 2-bath home in the desirable Bovee Woods subdivision. Situated on a beautifully landscaped 3/4-acre lot, this home offers plenty of room both inside and out. The large kitchen features a center island, abundant cabinet space, and a skylight that fills the room with natural light. The living room boasts a cozy wood-burning stove, while the finished walkout lower level provides a natural fireplace, additional living space, and is stubbed for a future wet bar--perfect for entertaining. Enjoy the convenience of main-floor laundry, a wraparound deck overlooking the private yard, a U-shaped driveway with plenty of space for a boat or RV, and a 2.5-car garage. Ideally located near the Illinois border, ski hills, parks, and schools.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

5/10
3/10
Wilmot High SchoolGrades 9-121.8 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1975

Materials

  • Construction materials: Aluminum Trim,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Microwave,Oven,Range,Refrigerator,Washer,Water Softener

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Sump Pump,Walk-Out Access

Bathroom

  • Features: Shower on Lower,Dual Entry Off Master Bedroom,Master Bedroom Bath: Walk-In Shower,Shower Stall

Bedroom2

  • Level: Main
  • Area: 130

Bedroom3

  • Level: Main
  • Area: 120

Bedroom4

  • Level: Lower
  • Area: 156

Bedroom5

  • Level: Lower
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • High Speed Internet,Kitchen Island
  • Window features: Skylight(s)
  • Finished area below ground: 1,291
  • Finished area above ground: 1,547

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,019
  • Total interior livable area: 2,838 sqft

Kitchen

  • Level: Main
  • Area: 143

Living Room

  • Level: Main
  • Area: 375

Master Bedroom

  • Level: Main
  • Area: 169

Property

Details

  • Parcel number: 6041193511020
  • Zoning: Residential
  • Exclusions: Pool Table,Pool Table Light,Shuffleboard Table,Gun Safe,Lawn Mower,Boat.

Features

  • Levels: Bi-Level
  • Patio & porch: Deck
  • Living area range: 3001-3500,2501 or more

Lot

  • Lot size: 0.74 Acres

Parking

  • Total spaces: 2.5
  • Parking features: Garage Door Opener,Attached,2 Car,1 Space
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Lightning
Hail
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,320$27,840
Home Insurance *$186$2,232
Property Taxes $529$6,348
Electricity $266$3,200
Total$3,301$39,612
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,177/yr
40% on housing$99,030/yr
45% on housing$88,026/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.0%
4.0%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 53181$250
Kenosha County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 53181$244
Kenosha County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Contingent$449,000
2026-08-13Price change$449,000
2026-07-22Price change$459,000
2026-06-11Listed for sale$475,000

For Sale by Agent

AgentJennifer Baak
Brokerage@properties

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