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323 Oak Ridge DRIVE, Twin Lakes, WI, 53181

1beds
1baths
600sqft
$207,000
$345price/sqft
$1,519/moest. monthly cost
$60,760/yrincome needed

About This Home

Charming, newly renovated cottage in Twin Lakes offering easy lakeside living. This 1-bedroom, 1-bath home features updated interiors with modern finishes while maintaining a cozy, inviting feel.! Siding, flooring and water heater are only 2 years old! Enjoy water rights to Twin Lakes with access to boating, fishing, and year-round recreation just moments away. Ideal as a weekend retreat, investment property, or low-maintenance full-time residence. Rare opportunity to own an updated cottage in a highly desirable lake community!

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

4/10
3/10
Wilmot High SchoolGrades 9-124.1 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1930

Materials

  • Construction materials: Aluminum Siding,Aluminum/Steel

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Range,Refrigerator

Basement

  • Basement: None / Slab

Bathroom

  • Features: Shower Stall

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 132

Family Room

  • Level: Main
  • Area: 168

Heating

  • Heating features: Natural Gas,Forced Air

Interior Area

  • Total structure area: 600
  • Total interior livable area: 600 sqft

Kitchen

  • Level: Main
  • Area: 168

Living Room

  • Level: Main
  • Area: 247

Master Bedroom

  • Level: Main
  • Area: 300

Property

Details

  • Parcel number: 8541192132272
  • Zoning: RES
  • Exclusions: Seller's Personal Property

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Waterfront features: Lake
  • Living area range: 750 or less

Lot

  • Lot size: 9,147 sqft

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Hail
Inland Flooding
Tsunami

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,046$12,552
Home Insurance *$84$1,008
Property Taxes $218$2,616
Electricity $171$2,054
Total$1,519$18,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,080/yr
40% on housing$45,570/yr
45% on housing$40,506/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.0%
4.0%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$345This listing

vs Other Active Listings

Avg $/sqft

ZIP 53181$251
Kenosha County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 53181$244
Kenosha County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-15Listed for sale$207,000
2024-01-12Sold$137,000
2023-12-07Contingent$139,000
2023-11-29Listed for sale$139,000
2021-02-25Listing removed--
2020-10-21Listing removed$700
2020-10-11Listed for rent$700
2020-04-28Sold$175,000
2019-07-02Listing removed$695
2019-06-23Listed for rent$695
2019-02-02Listing removed$725
2019-01-21Listed for rent$725
2018-10-31Sold$169,000

For Sale by Agent

AgentRobert Wisdom
BrokerageRE/MAX Plaza

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