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408 Valley ROAD, Twin Lakes, WI, 53181

2beds
1baths
1,518sqft
$350,000
$231price/sqft
$2,418/moest. monthly cost
$96,720/yrincome needed

About This Home

Welcome to affordable lake living, walking distance to Lake Mary and 20 Minutes to Lake Geneva. This Edgewater Park weekend retreat is available for your next adventure, be it boating or relaxing on the deck. With a 4 season room at the back , a heated sunroom on the front and an unfinished basement with an antique bar, there is plenty of space to spread out. With two bedrooms, a full bath and a large living room with a fireplace, weekend living and entertaining is a 90 minute drive from Chicago and less from the northern suburbs. Come see it now so you can enjoy by Memorial day.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

4/10
3/10
Wilmot High SchoolGrades 9-123.4 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1936

Materials

  • Construction materials: Stucco/Slate

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dryer,Oven,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Block,Crawl Space,Full

Bathroom

  • Features: Tub Only,Shower Over Tub

Bedroom2

  • Level: Main
  • Area: 143

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 168

Family Room

  • Level: Main
  • Area: 171

Features

  • High Speed Internet,Cathedral/vaulted ceiling
  • Flooring: Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,518

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,518
  • Total interior livable area: 1,518 sqft

Kitchen

  • Level: Main
  • Area: 108

Living Room

  • Level: Main
  • Area: 336

Master Bedroom

  • Level: Main
  • Area: 168

Property

Details

  • Parcel number: 8641192811140
  • Zoning: G1-Residential
  • Exclusions: Staging

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Deeded Water Access,Water Access/Rights,Lake
  • Waterbody name: Lake Mary
  • Living area range: 1501-1750

Lot

  • Lot size: 8,712 sqft

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Lightning
Hail
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$142$1,704
Property Taxes $336$4,032
Electricity $171$2,054
Total$2,418$29,016
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,902/yr
40% on housing$72,540/yr
45% on housing$64,480/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.0%
4.0%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 53181$249
Kenosha County$215

vs Homes Sold Last Month

Median $/sqft

ZIP 53181$244
Kenosha County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-01Listed for sale$375,000

For Sale by Agent

AgentDelisa Yaeger
BrokerageKeller Williams Thrive-Twin Lakes

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