340 Settlers Cove, Kimberling City, MO, 65686
About This Home
Introducing Wilderness Mountain--an exceptional, fully turnkey retreat offering sweeping panoramic views, upscale amenities, and outstanding investment potential. This 5-bedroom, 7-bath luxury cabin overlooks Table Rock Lake and is perfectly positioned in a well-established nightly rental community, making it ideal as both a personal getaway and income-producing property.Designed for comfort and entertaining, the open-concept floor plan features a fully equipped kitchen with all appliances, a spacious great room with a dramatic wall of windows framing breathtaking lake views, a cozy family room, and two generous living areas.Outdoor living truly shines with a massive covered deck--perfect for hosting--and a patio with a private hot tub, ideal for unwinding while taking in the stunning scenery.Resort-style amenities elevate the experience, including three pools (featuring a lazy river), a game room, and basketball and pickleball courts. Conveniently located just minutes from area attractions, dining, and shopping, this property offers both luxury and accessibility.A rare opportunity to own a high-performing, beautifully appointed lake retreat--don't let this one get away!
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 2023
Materials
- Foundation: Poured Concrete
- Roof: Composition
- Construction materials: HardiPlank Type
Type & Style
- Home type: SingleFamily
- Architectural style: Cabin
- Property subType: Single Family Residence,Cabin
Interior
Appliances
- Appliances included: Electric Cooktop,Free-Standing Electric Oven,Dryer,Washer,Refrigerator,Microwave,Electric Water Heater,Dishwasher
- Laundry features: Laundry Room
Basement
- Has basement: Yes
- Basement: Walk-Out Access,Finished,Full
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 7
- Full bathrooms: 5
- 1/2 bathrooms: 2
Features
- High Speed Internet,High Ceilings,Quartz Counters,Cathedral Ceiling(s),Walk-in Shower
- Window features: Blinds,Double Pane Windows
- Flooring: Vinyl
- Fireplace features: Electric
- Fireplace: Yes
- Attic: None
- Finished area below ground: 1,220
- Finished area above ground: 1,220
Heating & Cooling
- Heating features: Heat Pump,Electric
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 2,440
- Total interior livable area: 2,440 sqft
Property
Details
- Parcel number: 145.016000000013.062
Features
- Levels: Two
- Stories: 2
- Patio & porch: Patio,Covered,Front Porch,Deck
- Exterior features: Water Access
- Has spa: Yes
- Spa features: Hot Tub
- Fencing: None
- Has view: Yes
- View description: Panoramic,Lake,Water
- Has water view: Yes
- Water view: Water,Lake
Parking
- Parking features: Parking Space
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Strong Wind
- Heat Wave
- Inland Flooding
- Lightning
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,589 | $43,068 |
| Home Insurance * | $356 | $4,272 |
| Property Taxes | $260 | $3,120 |
| Electricity | $186 | $2,235 |
| Total | $4,391 | $52,692 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-06 | Listed for sale | $779,900 |
| 2026-03-01 | Listing removed | $799,000 |
| 2026-01-02 | Price change | $799,000 |
| 2025-10-02 | Price change | $889,000 |
| 2025-09-17 | Listed for sale | $899,000 |
| 2025-09-17 | Listing removed | $899,000 |
| 2025-08-13 | Listed for sale | $899,000 |
| 2025-08-02 | Listing removed | $899,000 |
| 2024-09-23 | Price change | $899,000 |
| 2024-08-02 | Listed for sale | $925,000 |
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