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2613 Baumgartner DRIVE, La Crosse, WI, 54603

3beds
4baths
3,400sqft
$700,000
$206price/sqft
$4,948/moest. monthly cost
$197,920/yrincome needed

About This Home

Ready to enjoy living on the backwaters of the Mississippi River and its beautiful scenery while sipping coffee on your deck as boats float by. The mature .62 acre lot has 90' of river shoreline with a private dock. This original farm house was one of the first properties on French Island and has had additions added on over the years to give it charm and character. You will enjoy all of the natural light while sitting in the living room and watching mother nature. Additional features Include: large bedrooms, open kitchen area with a dining room and non conforming first floor bedroom. Book your showing today.

Getting Around

7
WalkingCar-Dependent
14
TransitMinimal Transit
33
BikeSomewhat Bikeable

Schools

3/10
5/10
Logan Middle SchoolGrades 6-82.1 mi
7/10
Logan High SchoolGrades 9-122.5 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1854

Materials

  • Construction materials: Aluminum Trim,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse/National Folk
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Dryer,Microwave,Oven,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Partially Finished,Concrete,Stone

Bathroom

  • Features: Master Bedroom Bath,Shower Stall

Bedroom2

  • Level: Upper
  • Area: 168

Bedroom3

  • Level: Upper
  • Area: 180

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 288

Features

  • High Speed Internet,Pantry,Walk-In Closet(s),Kitchen Island
  • Flooring: Wood

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,400
  • Total interior livable area: 3,400 sqft

Kitchen

  • Level: Main
  • Area: 247

Living Room

  • Level: Main
  • Area: 500

Master Bedroom

  • Level: Upper
  • Area: 368

Property

Details

  • Parcel number: 004002095000
  • Zoning: RES
  • Exclusions: Sellers Personal Property.

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Deeded Water Access,Water Access/Rights,Waterfront,River,51-100 feet
  • Waterbody name: Mississippi River
  • Living area range: 3001-3500,2501 or more

Lot

  • Lot size: 0.62 Acres
  • Features: Wooded
  • Lot size dimensions: Waterfront

Parking

  • Total spaces: 3
  • Parking features: Garage Door Opener,Attached,3 Car,1 Space
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Tornado
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$397$4,764
Property Taxes $693$8,316
Electricity $319$3,833
Total$4,948$59,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$169,645/yr
40% on housing$148,440/yr
45% on housing$131,946/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -3.4%
-3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 54603$174
La Crosse County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 54603$140
La Crosse County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$625,000
2026-08-04Price change$650,000
2026-07-17Price change$700,000
2026-05-27Listed for sale$750,000

For Sale by Agent

AgentChad Moldenhauer
BrokerageMoldenhauer Realty Group, LLC

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