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1627 St Cloud STREET, La Crosse, WI, 54603

2beds
1baths
1,075sqft
$550,000
$512price/sqft
$4,182/moest. monthly cost
$167,280/yrincome needed

About This Home

Executive-Size Land Opportunity - 1.671 Acres Total 🌳Opportunities like this are nearly impossible to find--1.671 acres in a desirable city neighborhood, offering space, flexibility, and long-term upside.This unique offering includes multiple parcels with city water & sewer available, mature trees, and layouts that can accommodate features like a walk-out basement. With no neighbors behind portions of the property and close proximity to Red Cloud Park, the setting blends privacy with convenience.The value here is in the land--whether you're envisioning a custom home, expanding your footprint, or exploring redevelopment potential. Lots of possibilities exist, but due diligence is key--investors and developers should consult with the City of La Crosse regarding zoning and d

Getting Around

40
WalkingCar-Dependent
29
TransitSome Transit
52
BikeBikeable

Schools

4/10
Logan Middle SchoolGrades 6-80.8 mi
7/10
Logan High SchoolGrades 9-120.6 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1922

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Heating

  • Heating features: Natural Gas,Forced Air

Interior Area

  • Total structure area: 1,075
  • Total interior livable area: 1,075 sqft

Kitchen

  • Level: Main
  • Area: 100

Living Room

  • Level: Main
  • Area: 100

Master Bedroom

  • Level: Main
  • Area: 100

Property

Details

  • Parcel number: 017010291020
  • Zoning: res

Features

  • Levels: One
  • Stories: 1
  • Living area range: 1001-1250

Lot

  • Lot size: 1.67 Acres
  • Features: Wooded

Parking

  • Parking features: Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Strong Wind
Tornado
Winter Weather
Inland Flooding
Lightning

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$312$3,744
Property Taxes $918$11,016
Electricity $171$2,054
Total$4,182$50,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,382/yr
40% on housing$125,460/yr
45% on housing$111,520/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -3.4%
-3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$512This listing

vs Other Active Listings

Avg $/sqft

ZIP 54603$166
La Crosse County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 54603$140
La Crosse County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$375,000
2026-05-04Listed for sale$550,000

For Sale by Agent

AgentKarla Frank
BrokerageBi-State Realty & Appraisals

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