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409 23rd STREET N N, La Crosse, WI, 54601

4beds
2baths
2,200sqft
$349,900
$159price/sqft
$2,647/moest. monthly cost
$105,880/yrincome needed

About This Home

CLASSIC TUDOR REVIVAL ARCHITECTURE IN SOUGHT AFTER NEIGHBORHOOD NEAR UWL/MYRICK PARK/FOREST HILLS GOLF! FEATURES: SPACIOUS FORMAL LR (COZY GAS FIREPLACE, TRAYED CEILINGS W/CROWN, LOVELY BAY WINDOW W/SITTING BENCH), HARD TO FIND MN FLR DEN/FAMILY RM (COZY FLEX SPACE W/FRENCH DOORS), 2-ROOM DINE-IN KITCHEN (ARCHWAY TO DINING ALCOVE, CERAMIC BACKSPLASH, APPLCS INCL), FORMAL DR (DUAL CHINA HUTCH, CROWN), LIGHT OAK HARDWOODS, SCREEN PORCH OVERLOOKS PARTIALLY FENCED YARD & COBBLESTONE PATIO, 3-4 BRS (3 WELL PROPORTIONED BRS+4TH-SMALLER), SEMI-FINISHED LOWER LEVEL (FAMILY/REC RMS, LAUDRY, EGRESS). 2 BATHS (PERIOD STYLE CERAMIC, WALK-IN SHOWER). NICE HOME TO ENTERTAIN & ENJOY FAMILY W/MULTIPLE GATHERING/DINING AREAS! INSPIRED ARCHITECTURE, PLENTY OF CURB APPEAL; LOCATION, LOCATION, LOCATION

Getting Around

39
WalkingCar-Dependent
28
TransitSome Transit
69
BikeBikeable

Schools

5/10
Emerson Elementary SchoolGrades PK-50.2 mi
5/10
Logan Middle SchoolGrades 6-82.3 mi
7/10
Logan High SchoolGrades 9-122.1 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1934

Materials

  • Construction materials: Aluminum Trim,Stucco/Slate

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other,Tudor/Provincial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Oven,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Block,Full,Full Size Windows,Partially Finished

Bathroom

  • Features: Shower on Lower,Tub Only,Ceramic Tile,Shower Over Tub

Bedroom2

  • Level: Upper
  • Area: 208

Bedroom3

  • Level: Upper
  • Area: 143

Bedroom4

  • Level: Upper
  • Area: 60

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 110

Family Room

  • Level: Lower
  • Area: 209

Features

  • High Speed Internet
  • Flooring: Wood

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,200
  • Total interior livable area: 2,200 sqft

Kitchen

  • Level: Main
  • Area: 162

Living Room

  • Level: Main
  • Area: 286

Master Bedroom

  • Level: Upper
  • Area: 228

Office

  • Level: Main
  • Area: 182

Property

Details

  • Parcel number: 017020080080
  • Zoning: RESIDENTIAL

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Fencing: Fenced Yard
  • Living area range: 2001-2500

Lot

  • Lot size: 6,534 sqft
  • Features: Sidewalks

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Detached,2 Car,1 Space
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Strong Wind
Tornado

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$174$2,088
Property Taxes $498$5,976
Electricity $206$2,480
Total$2,647$31,764
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,754/yr
40% on housing$79,410/yr
45% on housing$70,586/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -3.4%
-3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$159This listing

vs Other Active Listings

Avg $/sqft

ZIP 54601$162
La Crosse County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 54601$158
La Crosse County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$349,900
2026-07-24Listed for sale$349,900

For Sale by Agent

AgentDan Stacey
BrokerageRE/MAX Results

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