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1326 Adams STREET, La Crosse, WI, 54601

4beds
2baths
1,500sqft
$259,900
$173price/sqft
$1,979/moest. monthly cost
$79,160/yrincome needed

About This Home

Location, Location, Location...Beautiful, charming desirable location 4 bedroom / 2 bathroom well maintained brick home within minutes of hospitals and UW-La Crosse and Viterbo University. Enjoy cooking in your galley style kitchen or sit on the spacious deck and enjoy a morning coffee or grill and enjoy the fenced in back yard. Schedule your showing today.

Getting Around

67
WalkingSomewhat Walkable
32
TransitSome Transit
62
BikeBikeable

Schools

2/10
4/10
Longfellow Middle SchoolGrades 6-80.5 mi
7/10
Central High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1923

Materials

  • Construction materials: Brick,Brick/Stone,Aluminum Trim,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Oven,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bathroom

  • Features: Tub Only,Shower Over Tub

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • High Speed Internet,Walk-thru Bedroom,Kitchen Island

Heating

  • Heating features: Natural Gas,Forced Air

Interior Area

  • Total structure area: 1,500
  • Total interior livable area: 1,500 sqft

Property

Details

  • Parcel number: 017040002110
  • Zoning: RES
  • Exclusions: Sellers Personal Property.

Features

  • Levels: Two
  • Stories: 2
  • Fencing: Fenced Yard
  • Living area range: 1251-1500

Lot

  • Lot size: 7,405 sqft
  • Features: Sidewalks

Parking

  • Total spaces: 1.5
  • Parking features: Garage Door Opener,Detached,1 Car,1 Space
  • Has garage: Yes
  • Attached garage spaces: 1.5
  • Covered spaces: 1.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$129$1,548
Property Taxes $365$4,380
Electricity $171$2,054
Total$1,979$23,748
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,851/yr
40% on housing$59,370/yr
45% on housing$52,773/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -3.4%
-3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$173This listing

vs Other Active Listings

Avg $/sqft

ZIP 54601$162
La Crosse County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 54601$158
La Crosse County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Price change$249,900
2026-08-07Price change$254,900
2026-07-29Price change$259,900
2026-07-16Listed for sale$265,000
2017-06-09Sold$108,000

For Sale by Agent

AgentChad Moldenhauer
BrokerageMoldenhauer Realty Group, LLC

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