1213 Townsend STREET, La Crosse, WI, 54601
About This Home
Beautifully updated four-bedroom, three-bath home located directly on the Mississippi River near excellent fishing. This open-concept home offers spacious living areas on both the main and lower levels, providing room for everyone. The main living room opens to a deck with river views, while the lower-level living space walks out to a patio for easy indoor-outdoor living. Numerous updates include new windows, siding, doors, roof, wood floors, sinks, fireplace, and a newer shed. Attached three-car garage with plenty of space for storage and river gear. Enjoy a private waterfront setting with a shared dock featuring two designated boat slips. No association fees, no covenants, quiet neighborhood, and potential for short-term rental use. Inspection done and move in ready!!
Getting Around
Car-Dependent
Some Transit
BikeableSchools
Construction
Condition
- Property condition: 21+ Years
- Year built: 1987
Materials
- Construction materials: Stone,Brick/Stone,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Microwave,Oven,Range,Refrigerator,Washer,Water Softener
Basement
- Has basement: Yes
- Basement: Finished,Full,Full Size Windows,Concrete,Walk-Out Access,Exposed
Bathroom
- Features: Tub Only,Ceramic Tile,Master Bedroom Bath: Walk-In Shower,Shower Over Tub,Shower Stall
Bedroom2
- Level: Main
- Area: 182
Bedroom3
- Level: Lower
- Area: 216
Bedroom4
- Level: Main
- Area: 72
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 3
Dining Room
- Level: Main
- Area: 132
Family Room
- Level: Lower
- Area: 252
Features
- High Speed Internet,Cathedral/vaulted ceiling,Walk-In Closet(s),Kitchen Island
- Flooring: Wood
Heating & Cooling
- Heating features: Natural Gas,Forced Air,Multiple Units
- Cooling features: Central Air,Multi Units
Interior Area
- Total structure area: 3,207
- Total interior livable area: 3,207 sqft
Kitchen
- Level: Main
- Area: 192
Living Room
- Level: Main
- Area: 350
Master Bedroom
- Level: Main
- Area: 299
Property
Details
- Parcel number: 017050030036
- Zoning: Res
- Exclusions: Seller's Personal Property.
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck,Patio
- Exterior features: Boat Slip
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Deeded Water Access,Water Access/Rights,Waterfront,Boat Ramp/Lift,River
- Living area range: 3001-3500,2501 or more
Lot
- Lot size: 0.30 Acres
Parking
- Total spaces: 3
- Parking features: Basement Access,Built-in under Home,Garage Door Opener,Attached,3 Car
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Heat Wave
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Wisconsin Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,730 | $32,760 |
| Home Insurance * | $269 | $3,228 |
| Property Taxes | $887 | $10,644 |
| Electricity | $301 | $3,616 |
| Total | $4,187 | $50,244 |
Income You'd Need if You Spent...
Wisconsin FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-29 | Price change | $585,000 |
| 2026-03-26 | Price change | $600,000 |
| 2026-03-10 | Price change | $630,000 |
| 2026-02-04 | Listed for sale | $650,000 |
| 2026-01-01 | Listing removed | $650,000 |
| 2025-09-02 | Price change | $650,000 |
| 2025-08-01 | Listed for sale | $699,900 |
| 2025-07-24 | Pending sale | $699,900 |
| 2025-07-21 | Listed for sale | $699,900 |
| 2015-09-24 | Sold | $215,000 |
| 2015-06-02 | Listed for sale | $229,900 |
| 2015-04-09 | Listing removed | $229,900 |
| 2015-02-25 | Price change | $229,900 |
| 2014-06-03 | Price change | $239,500 |
| 2013-11-07 | Price change | $244,900 |
| 2013-09-04 | Price change | $249,900 |
| 2013-03-05 | Listed for sale | $259,900 |
| 2013-01-02 | Listing removed | $259,000 |
| 2012-03-21 | Listed for sale | $259,000 |
| 2012-01-02 | Listing removed | $274,900 |
| 2010-04-22 | Listed for sale | $274,900 |
| 2010-01-03 | Listing removed | $279,900 |
| 2009-02-14 | Price change | $279,900 |
| 2009-01-22 | Price change | $299,900 |
| 2008-08-24 | Listed for sale | $319,900 |
| 2007-05-25 | Sold | $143,000 |
For Sale by Agent
View on Zillow