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3118 31st STREET S S, La Crosse, WI, 54601

3beds
1baths
1,300sqft
$369,000
$284price/sqft
$2,736/moest. monthly cost
$109,440/yrincome needed

About This Home

Welcome home to this updated and conveniently located 3bdrm southside ranch. Open concept living/dining room with eat in kitchen. Move in ready! Large double lot with garage access from 29th court. This property offers a spacious 2 car heated garage/shop space with ample off-street parking. Large shed. Bonus room with wood stove. Walking and biking access to schools, parks, pammel creek trail and MVC bluff lands.

Getting Around

22
WalkingCar-Dependent
33
TransitSome Transit
55
BikeBikeable

Schools

3/10
Hintgen Elementary SchoolGrades PK-50.4 mi
4/10
Longfellow Middle SchoolGrades 6-81.5 mi
7/10
Central High SchoolGrades 9-121.2 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1964

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Oven,Range,Refrigerator,Washer,Water Softener

Basement

  • Has basement: Yes
  • Basement: Block,Full

Bedroom2

  • Level: Main
  • Area: 110

Bedroom3

  • Level: Main
  • Area: 88

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 3

Heating

  • Heating features: Natural Gas,Forced Air

Interior Area

  • Total structure area: 1,300
  • Total interior livable area: 1,300 sqft

Kitchen

  • Level: Main
  • Area: 160

Living Room

  • Level: Main
  • Area: 224

Master Bedroom

  • Level: Main
  • Area: 120

Property

Details

  • Parcel number: 017050151100
  • Zoning: RES
  • Exclusions: Seller Personal Property,Basement Freezer.

Features

  • Levels: Multi-Level
  • Living area range: 1251-1500

Lot

  • Lot size: 10,018 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Heated Garage,Detached,2 Car
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Inland Flooding
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,865$22,380
Home Insurance *$184$2,208
Property Taxes $516$6,192
Electricity $171$2,054
Total$2,736$32,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,805/yr
40% on housing$82,080/yr
45% on housing$72,960/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -3.4%
-3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$284This listing

vs Other Active Listings

Avg $/sqft

ZIP 54601$161
La Crosse County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 54601$158
La Crosse County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Price change$369,000
2026-06-11Price change$379,000
2026-06-03Listed for sale$389,000
2015-02-06Listing removed$90,000
2014-12-13Listed for sale$90,000
2014-11-18Sold$81,900
2010-02-16Listing removed$114,000
2009-04-06Sold$110,000
2009-02-14Listed for sale$114,000
2007-12-27Sold$108,000

For Sale by Agent

AgentMarcus Johnson
BrokerageLa Crosse by Owner, LLC

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