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1922 Madson Rd, Manitowoc, WI, 54220

4beds
2baths
1,826sqft
$179,000
$98price/sqft
$1,374/moest. monthly cost
$54,960/yrincome needed

About This Home

Recently remodeled 4-bedroom, 1.5-bath home situated on approximately 1 acre in the peaceful countryside of the Town of Cato. Enjoy the tranquility of rural living while remaining just minutes from the conveniences of Manitowoc. Located in the highly regarded Valders School District, this property is approximately 4 minutes from Lower Cato Falls County Park, 5 minutes from downtown Valders, and only 10 minutes from Walmart and other shopping, dining, and amenities in Manitowoc. The spacious lot offers plenty of room to relax, garden, or enjoy outdoor activities in a rural setting. Don't miss this opportunity to own a move-in-ready country home with the perfect balance of privacy and convenience. Schedule your showing today! Seller is a licensed Wisconsin real estate salesperson.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

5/10
Valders Middle SchoolGrades 5-83.1 mi
7/10
Valders High SchoolGrades 9-123.2 mi
3/10
Valders Elementary SchoolGrades PK-43.3 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Stone
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partial,Sump Pump

Bedroom1

  • Level: Upper
  • Dimensions: 12x13

Bedroom2

  • Level: Upper
  • Dimensions: 7x13

Bedroom3

  • Level: Main
  • Dimensions: 12x9

Bedroom4

  • Level: Main
  • Dimensions: 9x9

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Dimensions: 7x11

Features

  • Fireplace features: Pellet Stove
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,826

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Forced Air

Interior Area

  • Total interior livable area: 1,826 sqft

Kitchen

  • Level: Main
  • Dimensions: 19x11

Living Room

  • Level: Main
  • Dimensions: 15x17

Property

Accessibility

  • Accessibility features: 1st Floor Bedroom,1st Floor Full Bath,Laundry 1st Floor

Details

  • Parcel number: 00103500400500
  • Zoning: Residential
  • Exclusions: None.

Lot

  • Lot size: 1 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hail
Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Heat Wave
Winter Weather
Tsunami

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $905$10,860
Home Insurance *$82$984
Property Taxes $216$2,592
Electricity $171$2,059
Total$1,374$16,488
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,108/yr
40% on housing$41,220/yr
45% on housing$36,640/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$98This listing

vs Other Active Listings

Avg $/sqft

ZIP 54220$182
Manitowoc County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 54220$152
Manitowoc County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-19Contingent$179,000
2026-07-16Listed for sale$179,000
2025-11-26Listing removed$198,900
2025-10-24Price change$198,900
2025-10-18Listed for sale$203,900
2025-10-11Contingent$203,900
2025-10-06Price change$203,900
2025-09-27Price change$208,900
2025-09-12Listed for sale$213,900
2023-02-17Listing removed--
2023-01-19Listed for rent$1,500
2022-10-31Sold$95,000

For Sale by Agent

AgentEthan Thao
BrokerageEXP Realty LLC

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