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11625 Sy Lake LANE, Kiel, WI, 53042

1beds
1baths
665sqft
$295,000
$444price/sqft
$2,154/moest. monthly cost
$86,160/yrincome needed

About This Home

Embrace unparalleled privacy on this premier lakefront property on 13-acre no wake lake. Boasting pristine, secluded shoreline, this unique property offers an exceptional blend of immediate comfort & future expansion potential. Property features a highly functional, 2-story pole building that perfectly balances heavy-duty storage with cozy, modern living. massive garage space paired with a dedicated workshop--ideal for boats, water toys, ATVs, and projects. A fully finished, bright living space featuring 1 bedroom, 1 bath, a spacious living room, and a functional kitchen area. On-site well, holding tank, and rented LP tank and an energy-efficient on-demand water heater. Use the existing structure as a premier lakeside cabin while you build your main estate.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
9/10
Kiel Middle SchoolGrades 5-85.4 mi
4/10
Kiel High SchoolGrades 9-124.8 mi

Construction

Condition

  • Property condition: 11-20 Years
  • Year built: 2013

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Other,Oven,Refrigerator,Washer

Basement

  • Basement: None / Slab

Bathroom

  • Features: Shower Stall

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Heating

  • Heating features: Propane,Heat Pump

Interior Area

  • Total structure area: 665
  • Total interior livable area: 665 sqft

Kitchen

  • Level: Upper
  • Area: 180

Living Room

  • Level: Upper
  • Area: 255

Master Bedroom

  • Level: Upper
  • Area: 238

Property

Details

  • Parcel number: 01601100401600
  • Zoning: Res
  • Exclusions: Sellers Personal Property

Features

  • Levels: Two
  • Stories: 2
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Waterfront,Lake,Over 300 feet
  • Waterbody name: Sy Lake
  • Living area range: 750 or less

Lot

  • Lot size: 4.10 Acres
  • Lot size dimensions: 4.1

Parking

  • Total spaces: 4
  • Parking features: Garage Door Opener,Tandem,Attached,4 Car,1 Space
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Heat Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$112$1,344
Property Taxes $380$4,560
Electricity $171$2,054
Total$2,154$25,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,851/yr
40% on housing$64,620/yr
45% on housing$57,440/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$444This listing

vs Other Active Listings

Avg $/sqft

ZIP 53042$238
Manitowoc County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 53042$154
Manitowoc County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$295,000
2022-09-15Listing removed--
2022-08-25Price change$249,900
2022-07-29Listed for sale$299,900
2022-07-29Listing removed--
2022-06-09Listed for sale$299,900
2005-03-03Sold$135,000

For Sale by Agent

AgentSteven Opgenorth
BrokerageCentury 21 Moves

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