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14025 Cedar Terrace ROAD, Kiel, WI, 53042

3beds
5baths
4,486sqft
$1,298,500
$289price/sqft
$9,256/moest. monthly cost
$370,240/yrincome needed

About This Home

Stunning 4-story home on beautiful Cedar Lake with incredible lake views, luxury finishes, & an elevator for easy access to every level. Features include 3 bedrooms plus a bunk room, 4 full baths, 2 half baths & an exceptional layout for entertaining & everyday living. The top-level primary suite offers panoramic views, private deck, office, wet bar/coffee bar, walk-in closet & custom tile shower. Main living area features an open kitchen, dining with built-ins, sunroom, stone fireplace, exercise room w/ indoor hot tub, workshop/hobby space, & deck access. Lower level includes a family room, bar area w/ gas fireplace, lakeside sunroom, full bath & storage. Multiple decks, patio, screen porch, 3.5 car garage, central vac & stunning new lakeside landscaping enhance this exceptional property.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

4/10
9/10
Kiel Middle SchoolGrades 5-84.9 mi
4/10
Kiel High SchoolGrades 9-124.6 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1988

Materials

  • Construction materials: Fiber Cement,Aluminum Trim

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Other,Oven,Refrigerator,Washer,Water Softener

Basement

  • Has basement: Yes
  • Basement: 8'+ Ceiling,Finished,Full,Full Size Windows,Concrete,Walk-Out Access,Exposed

Bathroom

  • Features: Shower on Lower,Tub Only,Master Bedroom Bath: Walk-In Shower,Master Bedroom Bath,Shower Over Tub,Shower Stall

Bedroom2

  • Level: Upper
  • Area: 154

Bedroom3

  • Level: Upper
  • Area: 168

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 2

Dining Room

  • Level: Main
  • Area: 204

Features

  • Central Vacuum,High Speed Internet,Pantry,Sauna,Cathedral/vaulted ceiling,Walk-In Closet(s),Wet Bar,Kitchen Island
  • Window features: Skylight(s)
  • Attic: Expandable
  • Finished area below ground: 676
  • Finished area above ground: 3,810

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,In-floor,Radiant,Multiple Units,Zoned
  • Cooling features: Central Air,Multi Units

Interior Area

  • Total structure area: 4,486
  • Total interior livable area: 4,486 sqft

Kitchen

  • Level: Main
  • Area: 192

Living Room

  • Level: Main
  • Area: 210

Master Bedroom

  • Level: Upper
  • Area: 270

Office

  • Level: Upper
  • Area: 112

Property

Details

  • Parcel number: 01650500000400
  • Zoning: Residential
  • Other equipment: Intercom
  • Exclusions: <font Color=green>sellers/Tenants Personal Property</Font>

Features

  • Levels: Multi-Level
  • Patio & porch: Deck,Patio
  • Has spa: Yes
  • Spa features: Private
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Deeded Water Access,Water Access/Rights,Waterfront,Boat Ramp/Lift,Lake,Pier,101-199 feet
  • Waterbody name: Cedar Lake
  • Living area range: 3501 or more,3501-5000,2501 or more

Lot

  • Lot size: 0.42 Acres
  • Features: Wooded
  • Lot size dimensions: 125 x 145

Parking

  • Total spaces: 3.5
  • Parking features: Basement Access,Built-in under Home,Garage Door Opener,Heated Garage,Attached,3 Car,1 Space
  • Has garage: Yes
  • Attached garage spaces: 3.5
  • Covered spaces: 3.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Heat Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,565$78,780
Home Insurance *$496$5,952
Property Taxes $1,774$21,288
Electricity $421$5,058
Total$9,256$111,072
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$317,348/yr
40% on housing$277,680/yr
45% on housing$246,826/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$289This listing

vs Other Active Listings

Avg $/sqft

ZIP 53042$212
Manitowoc County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 53042$154
Manitowoc County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Listed for sale$1,325,000
2021-01-07Sold$850,000
2020-03-30Listed for sale$899,000
2019-10-11Listing removed$1,049,000
2018-10-05Listed for sale$1,049,000
2008-06-27Sold$355,000

For Sale by Agent

AgentMatthew Kapellen
BrokeragePleasant View Realty, LLC

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