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16422 Harpt Lake ROAD, Mishicot, WI, 54228

2beds
1baths
576sqft
$325,000
$564price/sqft
$2,371/moest. monthly cost
$94,840/yrincome needed

About This Home

Escape to your own private furnished lakeside retreat! This charming 2-bedroom, 3-season cottage sits on 1.97 acres with over 200 feet of frontage on beautiful Harpt Lake. Tucked away at the end of a private drive, this exceptional property offers the peace, privacy, and natural beauty you've been searching for. Spend your days fishing, swimming, kayaking, or simply soaking in the sights and sounds of nature on this deep, fish-filled lake. Additional outbuildings provide storage for your toys and equipment. Gather around evening bonfires, sip coffee while watching the sunset over the water, or unwind with a good book as the stress of everyday life melts away. Whether you're looking for a weekend getaway or a place to create lasting memories, this hidden gem offers a true lakeside escape.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

6/10
Schultz Elementary SchoolGrades PK-56.4 mi
8/10
Mishicot Middle SchoolGrades 6-86.3 mi
4/10
Mishicot High SchoolGrades 9-126.3 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1950

Materials

  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Window A/C,Oven,Range,Refrigerator

Basement

  • Basement: None / Slab

Bathroom

  • Features: Shower Stall

Bedroom2

  • Level: Main
  • Area: 49

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Cathedral/vaulted ceiling
  • Flooring: Wood
  • Finished area above ground: 576

Heating & Cooling

  • Heating features: Propane,Wall Furnace
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 576
  • Total interior livable area: 576 sqft

Kitchen

  • Level: Main
  • Area: 56

Living Room

  • Level: Main
  • Area: 330

Master Bedroom

  • Level: Main
  • Area: 49

Property

Details

  • Parcel number: 00601700200100
  • Zoning: Residential
  • Exclusions: Seller's Personal Property

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Deeded Water Access,Water Access/Rights,Waterfront,Lake,No Motor Lake,200-300 feet
  • Waterbody name: Harpt Lake
  • Living area range: 750 or less

Lot

  • Lot size: 1.97 Acres

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Heat Wave
Winter Weather
Tsunami

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$153$1,836
Property Taxes $404$4,848
Electricity $171$2,054
Total$2,371$28,452
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,291/yr
40% on housing$71,130/yr
45% on housing$63,226/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$564This listing

vs Other Active Listings

Avg $/sqft

ZIP 54228$217
Manitowoc County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 54228$147
Manitowoc County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Price change$325,000
2026-05-30Listed for sale$350,000
2009-08-07Sold$177,000
2005-02-21Sold$92,000

For Sale by Agent

AgentBrost Group*
BrokerageKeller Williams Empower

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