See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

5001 S 10th STREET, Manitowoc, WI, 54220

4beds
4baths
3,574sqft
$1,000,000
$280price/sqft
$6,757/moest. monthly cost
$270,280/yrincome needed

About This Home

Distinctive Cape Cod on Lake Michigan with stairs to the North leading down to 219 ft of beach frontage. Enjoy lake views from the dining area, bedrooms, living room & deck. Living room with exquisite views & a fieldstone wood-burning fireplace (also gas-ready). Kitchen offers quartz counters, stainless appliances, breakfast bar, and bright dining area (with beautiful skylights) overlooking Calvin Creek and the lake. Primary suite will impress you with French doors, oversized ensuite bath, & walk-in closet. Upstairs two bedrooms facing East with scenic views and a third bedroom (with secret storage), also features an open concept versatile workspace with dedicated closet. Don't miss the impressive mudroom with full bath & pantry leading to kitchen! Some photos digitally altered.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

2/10
Monroe Elementary SchoolGrades K-52.1 mi
2/10
4/10
Lincoln High SchoolGrades 9-123.0 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1994

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Oven,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Concrete,Sump Pump

Bathroom

  • Features: Tub Only,Master Bedroom Bath: Tub/No Shower,Master Bedroom Bath: Walk-In Shower,Master Bedroom Bath,Shower Over Tub,Shower Stall

Bedroom2

  • Level: Upper
  • Area: 238

Bedroom3

  • Level: Upper
  • Area: 238

Bedroom4

  • Level: Upper
  • Area: 195

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 168

Features

  • High Speed Internet,Pantry,Walk-In Closet(s)
  • Window features: Skylight(s)

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,574
  • Total interior livable area: 3,574 sqft

Kitchen

  • Level: Main
  • Area: 252

Living Room

  • Level: Main
  • Area: 812

Master Bedroom

  • Level: Main
  • Area: 252

Office

  • Level: Upper
  • Area: 195

Property

Details

  • Parcel number: 00900701200241
  • Zoning: Res

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Deeded Water Access,Water Access/Rights,Waterfront,Lake,200-300 feet
  • Waterbody name: Lake Michigan
  • Living area range: 3501 or more,3501-5000,2501 or more

Lot

  • Lot size: 3.96 Acres
  • Features: Wooded

Parking

  • Total spaces: 2.5
  • Parking features: Garage Door Opener,Attached,2 Car
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Lightning
Tornado
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,056$60,672
Home Insurance *$462$5,544
Property Taxes $904$10,848
Electricity $335$4,030
Total$6,757$81,084
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$231,668/yr
40% on housing$202,710/yr
45% on housing$180,186/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$280This listing

vs Other Active Listings

Avg $/sqft

ZIP 54220$179
Manitowoc County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 54220$152
Manitowoc County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$1,199,900
2026-04-07Price change$1,220,000
2026-03-02Listed for sale$1,249,900

For Sale by Agent

AgentDeena Bergstrom
BrokerageShorewest Realtors, Inc.

Similar Homes