3607 S 10th St, Manitowoc, WI, 54220
About This Home
A rare offering on the shores of Lake Michigan, this extraordinary 5-bedroom, 3-bath estate blends timeless 1930s artisanal craftsmanship with the serenity of a private waterfront retreat. Set on 3 beautifully wooded acres with approximately 300 feet of lake frontage, the property offers 3,000+ square feet of character-rich living space with breathtaking water views, glowing sunrises, and a true coastal feel. Inside, classic elegance shines with five original fireplaces, dramatic beam ceilings, rich paneled woodwork, custom built-ins, and stunning 14-inch wood floors. Refined updates include two updated furnaces, central A/C, new well pump, updated electrical and plumbing, main-level laundry, and a sunlit four-season room with European tilt/turn windows. A separate 4-car garage completes this exceptional lakefront sanctuary near marinas, golf, Kohler-American Club, Whistling Straits, and just 2.5 hours from O’Hare International Airport.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1930
Materials
- Foundation: Poured concrete foundatn,Block,Other
- Construction materials: Vinyl Siding,Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod,Colonial,National Folk/Farm,Other
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Washer,Dryer,Water Softener Included
Basement
- Has basement: Yes
- Basement: Partial,Full Size Windows/Exposed,Finished
Bedroom2
- Level: Upper
- Area: 208
Bedroom3
- Level: Upper
- Area: 120
Bedroom4
- Level: Upper
- Area: 160
Bedroom5
- Level: Upper
- Area: 192
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 1
Dining Room
- Level: Main
- Area: 228
Family Room
- Area: 340
Features
- Great room,Jetted bathtub,At Least 1 tub,Split bedrooms,Walk thru bedroom,Beamed Ceilings,Primary Bath,Sun Room,Foyer,Rec Room
- Fireplace features: Wood Burning,3+ fireplaces
- Fireplace: Yes
- Finished area above ground: 3,075
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 3,414
- Total interior livable area: 3,414 sqft
Kitchen
- Features: Range/Oven,Refrigerator,Dishwasher
- Level: Main
- Area: 120
Living Room
- Level: Main
- Area: 323
Master Bedroom
- Level: Upper
- Area: 399
Property
Details
- Parcel number: 009500005007.05
- Zoning: res
- Exclusions: Sellers personal property
Features
- Levels: Two
- Stories: 2
- Patio & porch: Patio
- On waterfront: Yes
- Waterfront features: Waterfront,Lake Front
- Waterbody name: Michigan
- Frontage length: Waterfront: 300
- Residential vegetation: Wooded
Lot
- Lot size: 3 Acres
- Features: Rural-not in subdivision,Adjacent park/public land,Subject Shoreland Zoning
Parking
- Total spaces: 4
- Parking features: Detached,4+ car
- Has garage: Yes
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Heat Wave
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Wisconsin Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $9,101 | $109,212 |
| Home Insurance * | $832 | $9,984 |
| Property Taxes | $1,676 | $20,112 |
| Electricity | $320 | $3,849 |
| Total | $11,929 | $143,148 |
Income You'd Need if You Spent...
Wisconsin FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-03 | Price change | $1,800,000 |
| 2026-07-04 | Price change | $1,990,000 |
| 2026-06-26 | Price change | $2,400,000 |
| 2026-06-09 | Price change | $2,565,000 |
| 2026-05-20 | Price change | $2,665,000 |
| 2026-05-09 | Listed for sale | $2,700,000 |
| 2020-09-17 | Listing removed | $499,000 |
| 2020-04-27 | Price change | $499,000 |
| 2019-09-06 | Price change | $525,000 |
| 2019-08-07 | Listed for sale | $549,000 |
| 2018-05-16 | Listing removed | $449,000 |
| 2018-02-04 | Listed for sale | $449,000 |
| 2018-01-02 | Listing removed | $479,000 |
| 2017-09-29 | Listed for sale | $479,000 |
| 2017-08-10 | Listing removed | $479,000 |
| 2017-05-24 | Listed for sale | $479,000 |
| 2017-05-24 | Pending sale | $479,000 |
| 2017-05-24 | Pending sale | $479,000 |
| 2017-02-07 | Price change | $479,000 |
| 2016-05-19 | Listed for sale | $499,000 |
| 2016-01-05 | Listing removed | $479,000 |
| 2015-07-10 | Listed for sale | $479,000 |
| 2015-02-12 | Sold | $267,000 |
| 2014-09-05 | Listed for sale | $299,900 |
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