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4552 N 38th STREET, Milwaukee, WI, 53209

4beds
1baths
1,588sqft
$159,900
$101price/sqft
$1,389/moest. monthly cost
$55,560/yrincome needed

About This Home

Charming Milwaukee home offering comfortable living with spacious bedrooms, a bright living area, and a functional layout. The property features a detached 2-car garage, a generous backyard, and convenient access to parks, schools, shopping, dining, and major roadways.

Getting Around

53
WalkingSomewhat Walkable
52
TransitGood Transit
46
BikeSomewhat Bikeable

Schools

6/10
Craig Montessori SchoolGrades PK-82.5 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1927

Materials

  • Construction materials: Aluminum Siding,Aluminum/Steel

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Block,Full

Bathroom

  • Features: Tub Only,Shower Over Tub

Bedroom2

  • Level: Main
  • Area: 120

Bedroom3

  • Level: Upper
  • Area: 120

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Heating

  • Heating features: Natural Gas,Forced Air

Interior Area

  • Total structure area: 1,588
  • Total interior livable area: 1,588 sqft

Master Bedroom

  • Level: Upper
  • Area: 168

Property

Details

  • Parcel number: 2290457000
  • Zoning: RT3

Features

  • Levels: Two
  • Stories: 2
  • Living area range: 1501-1750

Lot

  • Lot size: 3,484 sqft
  • Features: Sidewalks
  • Lot size dimensions: NORTH MILWAUKEE HEIGHTS I

Parking

  • Total spaces: 2
  • Parking features: Detached,2 Car
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $808$9,696
Home Insurance *$109$1,308
Property Taxes $301$3,612
Electricity $171$2,054
Total$1,389$16,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,622/yr
40% on housing$41,670/yr
45% on housing$37,040/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$101This listing

vs Other Active Listings

Avg $/sqft

ZIP 53209$93
Milwaukee County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 53209$135
Milwaukee County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Listed for sale$159,900
2024-10-18Listing removed$1,550
2024-10-10Price change$1,600
2024-09-26Listed for rent$1,700
2024-09-18Listing removed$1,700
2024-08-28Listed for rent$1,700
2021-10-12Sold$88,500

For Sale by Agent

AgentChristopher Stjernholm
BrokerageTrelora Realty, Inc.

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