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4004 W Congress STREET, Milwaukee, WI, 53209

3beds
1baths
796sqft
$162,000
$204price/sqft
$1,383/moest. monthly cost
$55,320/yrincome needed

About This Home

Only available due to job transfer this quaint 3 bedroom ranch home is ready for you! Bright and sunny family room welcomes you in with hardwood flooring throughout. Gally kitchen with stainless steel appliances and plenty of counter space. 3 bedrooms and a full bath all on the main floor. Lower level is perfect for storage or future expansion. Corner lot with detached 1 car garage and an oversized parking pad. See it today!

Getting Around

43
WalkingCar-Dependent
52
TransitGood Transit
45
BikeSomewhat Bikeable

Schools

6/10
Craig Montessori SchoolGrades PK-82.3 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1947

Materials

  • Construction materials: Aluminum Siding,Aluminum/Steel

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Oven,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Concrete,Sump Pump

Bathroom

  • Features: Tub Only,Shower Over Tub

Bedroom2

  • Level: Main
  • Area: 96

Bedroom3

  • Level: Main
  • Area: 96

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 3

Heating

  • Heating features: Natural Gas,Forced Air

Interior Area

  • Total structure area: 796
  • Total interior livable area: 796 sqft

Kitchen

  • Level: Main
  • Area: 108

Living Room

  • Level: Main
  • Area: 192

Master Bedroom

  • Level: Main
  • Area: 144

Property

Details

  • Parcel number: 2291311000
  • Zoning: Res
  • Exclusions: Seller's Unattached Personal Property

Features

  • Levels: One
  • Stories: 1
  • Living area range: 751-1000

Lot

  • Lot size: 5,662 sqft

Parking

  • Total spaces: 1
  • Parking features: Detached,1 Car,1 Space
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $819$9,828
Home Insurance *$110$1,320
Property Taxes $283$3,396
Electricity $171$2,054
Total$1,383$16,596
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,417/yr
40% on housing$41,490/yr
45% on housing$36,880/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$204This listing

vs Other Active Listings

Avg $/sqft

ZIP 53209$93
Milwaukee County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 53209$135
Milwaukee County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$162,000
2026-03-31Listing removed$162,000
2025-11-14Listed for sale$162,000
2025-04-29Sold$143,700
2025-04-05Contingent$139,900
2025-04-03Price change$139,900
2025-03-29Price change$144,000
2025-03-21Listed for sale$149,900
2025-02-21Sold$100,000
2025-02-06Contingent$114,900
2024-11-25Price change$114,900
2024-11-01Listed for sale$119,900
2022-03-23Listing removed--
2022-03-04Listed for rent$975
2008-02-26Sold$32,000
2000-04-28Sold$35,000

For Sale by Agent

AgentWilliam Eulberg
BrokerageRedfin Corporation

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