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4186 N 15th STREET, Milwaukee, WI, 53209

4beds
3baths
2,187sqft
$269,000
$123price/sqft
$2,252/moest. monthly cost
$90,080/yrincome needed

About This Home

Welcome home to this spacious 4-bedroom, 3-full-bath home offering 2,187 sq. ft. of living space in Milwaukee! Highlighting a functional and versatile layout, this property features three full main-level bathrooms and four generous bedrooms with plenty of natural light. Move-in ready with great potential to customize and make it your own. Conveniently located near local amenities, public transit, and major roadways for easy commuting. Schedule your private showing today!

Getting Around

44
WalkingCar-Dependent
47
TransitSome Transit
45
BikeSomewhat Bikeable

Schools

2/10
La Escuela FratneyGrades PK-51.7 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1928

Materials

  • Construction materials: Brick,Brick/Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Oven,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: 8'+ Ceiling,Block,Finished,Full,Full Size Windows

Bathroom

  • Features: Tub Only,Ceramic Tile

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Heating

  • Heating features: Natural Gas,Forced Air

Interior Area

  • Total structure area: 2,187
  • Total interior livable area: 2,187 sqft

Property

Details

  • Parcel number: 2441188000
  • Zoning: RS6
  • Exclusions: Sellers Personal Property

Features

  • Levels: Two
  • Stories: 2
  • Fencing: Fenced Yard
  • Living area range: 2001-2500

Lot

  • Lot size: 4,791 sqft
  • Features: Sidewalks

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,360$16,320
Home Insurance *$183$2,196
Property Taxes $504$6,048
Electricity $205$2,466
Total$2,252$27,024
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,211/yr
40% on housing$67,560/yr
45% on housing$60,053/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$123This listing

vs Other Active Listings

Avg $/sqft

ZIP 53209$93
Milwaukee County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 53209$135
Milwaukee County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$249,000
2026-08-05Price change$259,000
2026-07-30Listed for sale$269,000
2022-12-21Sold$245,000
2022-11-05Pending sale$249,900
2022-11-03Listed for sale$249,900
2022-08-03Sold$90,000
2003-06-23Sold$82,000

For Sale by Agent

AgentStephen Covalt
BrokeragePeak Real Estate

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