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4187 N 20th STREET, Milwaukee, WI, 53209

2beds
1baths
748sqft
$64,900
$87price/sqft
$664/moest. monthly cost
$26,560/yrincome needed

About This Home

Milwaukee single family home offering 2 bedrooms and 1 full bathroom in a convenient north side location. This home presents a great opportunity for buyers looking to add their personal touch and build equity. Located in the Rufus King neighborhood, you'll enjoy close proximity to Lincoln Park with its walking trails, golf course, sports fields, and the David F. Schulz Aquatic Center, along with shopping, dining, schools, and everyday conveniences along Hampton Avenue. Easy access to major roadways makes commuting throughout the Milwaukee area a breeze. Whether you're a first time buyer, investor, or looking for your next project, this property is full of potential.

Getting Around

50
WalkingCar-Dependent
50
TransitGood Transit
48
BikeSomewhat Bikeable

Schools

3/10
3/10
Franklin SchoolGrades PK-80.6 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1927

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Heating

  • Heating features: Natural Gas,Forced Air

Interior Area

  • Total structure area: 748
  • Total interior livable area: 748 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 1954897
  • Zoning: RT2
  • Exclusions: Seller's Personal Items

Features

  • Levels: One
  • Stories: 1
  • Living area range: 750 or less

Lot

  • Lot size: 5,227 sqft

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $328$3,936
Home Insurance *$44$528
Property Taxes $121$1,452
Electricity $171$2,054
Total$664$7,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$22,765/yr
40% on housing$19,920/yr
45% on housing$17,706/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$87This listing

vs Other Active Listings

Avg $/sqft

ZIP 53209$93
Milwaukee County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 53209$135
Milwaukee County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$59,900
2026-08-03Price change$64,900
2026-07-27Price change$65,900
2026-07-20Listed for sale$66,900
2026-07-13Sold$23,000
2026-07-06Listed for sale$67,900

For Sale by Agent

AgentHolly Speranza
BrokerageKeller Williams-MNS Wauwatosa

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