See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3531 N 20th STREET, Milwaukee, WI, 53206

4beds
2baths
--sqft
$137,900
--price/sqft
$1,458/moest. monthly cost
$58,320/yrincome needed

About This Home

This 2-family has options for you... Leave it a 2-family and generate cash flow. Owner Occupy and generate cash flow. Utilize the upper as a Mother-In-Law suite and have family close... Both the upper and lower units include the Oven/Range & Refrigerator. Lower unit has a spacious living room with natural fire place, formal dining room, pantry, updated kitchen, updated bathroom with a Shower over tub AND another shower stall. Upper has nice eat-in kitchen, spacious bedrooms and a cozy living room area. 2.5 car garage and a fenced backyard are great for summer gardening and fun!

Getting Around

66
WalkingSomewhat Walkable
48
TransitSome Transit
52
BikeBikeable

Schools

3/10
Franklin SchoolGrades PK-80.2 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1914

Materials

  • Construction materials: Aluminum/Steel,Aluminum Siding,Brick/Stone,Brick

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family,Duplex

Interior

Basement

  • Has basement: Yes
  • Basement: Block,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Property

Details

  • Parcel number: 2851627000
  • Zoning: RT3 - 2 Family

Features

  • Levels: Two
  • Stories: 2
  • Living area range: Not Available

Lot

  • Lot size: 5,227 sqft

Parking

  • Total spaces: 2.5
  • Parking features: Detached,2 Car,1 Space
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $697$8,364
Home Insurance *$329$3,948
Property Taxes $261$3,132
Electricity $171$2,054
Total$1,458$17,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,988/yr
40% on housing$43,740/yr
45% on housing$38,880/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 53206$56
Milwaukee County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 53206$63
Milwaukee County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$135,000
2026-04-12Listed for sale$144,900
2026-03-26Contingent$144,900
2026-03-18Price change$144,900
2026-03-09Price change$148,000
2026-02-24Price change$157,900
2026-02-09Listing removed$1,150
2026-02-08Listed for sale$164,900
2026-02-04Listed for rent$1,150
2026-01-22Listing removed$118,000
2025-12-07Contingent$118,000
2025-11-26Price change$118,000
2025-10-31Price change$136,900
2025-10-22Listed for sale$139,900
2025-04-15Listing removed$85,000
2025-04-01Price change$85,000
2025-02-15Listed for sale$95,000
2024-08-13Sold$60,350

For Sale by Agent

AgentBrad Meyer
BrokerageMeyer & Associates Real Estate Services

Similar Homes