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3103 N 28th STREET, Milwaukee, WI, 53216

4beds
1baths
3,347sqft
$210,000
$63price/sqft
$1,936/moest. monthly cost
$77,440/yrincome needed

About This Home

Rare live/work opportunity! This brick 2-story home and commercial garage are being sold together, offering endless possibilities for homeowners and entrepreneurs alike. The home features 4 bedrooms, 1 bath, spacious living and dining rooms, an eat-in kitchen, 2 main-floor bedrooms, and 2 upstairs bedrooms with a sitting room. The basement includes additional storage space. The separate brick commercial garage (approx 2000sq ft) offers an office, bathroom, storage room, and space for up to 3 commercial vans. Perfect for contractors, small business owners, or anyone seeking the convenience of living and operating a business from one property. Opportunity awaits!

Getting Around

69
WalkingSomewhat Walkable
52
TransitGood Transit
52
BikeBikeable

Schools

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1923

Materials

  • Construction materials: Brick,Brick/Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom

  • Features: Tub Only,Shower Over Tub

Bedroom2

  • Level: Main
  • Area: 132

Bedroom3

  • Level: Upper
  • Area: 100

Bedroom4

  • Level: Upper
  • Area: 120

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 182

Features

  • High Speed Internet

Heating

  • Heating features: Natural Gas,Forced Air

Interior Area

  • Total structure area: 3,347
  • Total interior livable area: 3,347 sqft

Kitchen

  • Level: Main
  • Area: 132

Living Room

  • Level: Main
  • Area: 182

Master Bedroom

  • Level: Main
  • Area: 440

Property

Details

  • Parcel number: 2860958000
  • Zoning: LB2
  • Exclusions: Seller And Tenant Personal Property.

Features

  • Levels: One and One Half
  • Stories: 1
  • Living area range: 3001-3500,2501 or more

Lot

  • Lot size: 5,227 sqft
  • Features: Sidewalks

Parking

  • Total spaces: 3
  • Parking features: Detached,3 Car,1 Space
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tsunami

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,061$12,732
Home Insurance *$173$2,076
Property Taxes $388$4,656
Electricity $314$3,774
Total$1,936$23,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,377/yr
40% on housing$58,080/yr
45% on housing$51,626/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$63This listing

vs Other Active Listings

Avg $/sqft

ZIP 53216$89
Milwaukee County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 53216$120
Milwaukee County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$210,000
2014-09-08Listing removed$22,900
2014-08-07Price change$22,900
2014-07-17Price change$27,900
2014-06-14Price change$34,900
2014-05-13Listed for sale$39,900
2007-06-14Sold$134,000
2006-03-22Sold$65,000

For Sale by Agent

AgentDionne Barnes
BrokerageRealty Executives Integrity Brookfield

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