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638 E Columbine Dr, Beloit, WI, 53511

3beds
1baths
1,386sqft
$259,900
$188price/sqft
$1,966/moest. monthly cost
$78,640/yrincome needed

About This Home

Well-maintained three-bedroom ranch located in the Turner School District. This home offers two full baths. The lower level features a spacious rec room. All offers must include standard 1031 Exchange Language: Please refer to the associated docs for exact language Broker is the owner and Sellers are licensed real estate agents

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

--
Powers Elementary SchoolGrades PK-10.1 mi
5/10
Turner Middle SchoolGrades 6-80.8 mi
7/10
Turner High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1960

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Laundry hookups

Bedroom2

  • Level: Main
  • Area: 108

Bedroom3

  • Level: Main
  • Area: 90

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • Bonus Room,Rec Room
  • Finished area above ground: 936

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,386
  • Total interior livable area: 1,386 sqft

Kitchen

  • Features: Range/Oven,Refrigerator
  • Level: Main
  • Area: 154

Living Room

  • Level: Main
  • Area: 240

Master Bedroom

  • Level: Main
  • Area: 120

Property

Details

  • Parcel number: 004 122009
  • Zoning: RES

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck

Lot

  • Lot size: 0.32 Acres

Parking

  • Total spaces: 2
  • Parking features: 2 car,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Hail
Tornado
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$134$1,608
Property Taxes $347$4,164
Electricity $171$2,054
Total$1,966$23,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,405/yr
40% on housing$58,980/yr
45% on housing$52,426/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 53511$167
Rock County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 53511$148
Rock County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$249,900
2026-07-06Price change$259,900
2026-06-16Listed for sale$270,000
2023-11-02Listing removed--
2023-09-08Listed for rent$1,500
2022-07-13Listing removed--
2022-06-01Listed for rent$1,500
2021-12-30Sold$129,800

For Sale by Agent

AgentMichael Marquette
BrokerageCentury 21 Affiliated

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