642 E Waterford Dr, Beloit, WI, 53511
About This Home
Quality Hirsch Built, Spacious, Huge Lot (.81), Turner Schools. If new isn't for you and you long for the days of a home offering quality, a Traditional floor plan, lots of closets, a wonderful kitchen and big bathrooms, this is your Home! There are steel beams, 2nd stairway from garage to basement, a beautiful 18x10 composite deck and 2nd meter for watering outside. There's a 3 car garage, 1st floor laundry and welcoming front porch and entry way. Adding some fresh flooring & paint would really take this home "over the top". Call today to take a look!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2002
Materials
- Construction materials: Vinyl Siding,Aluminum Siding,Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Washer,Dryer,Water Softener Included
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Full
Bedroom2
- Level: Upper
- Area: 182
Bedroom3
- Level: Upper
- Area: 156
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Dining Room
- Level: Main
- Area: 168
Features
- Walk-In Closet(s)
- Finished area above ground: 2,056
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,056
- Total interior livable area: 2,056 sqft
Kitchen
- Features: Range/Oven,Refrigerator,Dishwasher,Microwave
- Level: Main
- Area: 210
Living Room
- Level: Main
- Area: 322
Master Bedroom
- Level: Upper
- Area: 221
Property
Details
- Parcel number: 004 137002
- Zoning: R-1B
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
Lot
- Lot size: 0.85 Acres
Parking
- Total spaces: 3
- Parking features: Additional Parking,Attached,Access to Basement
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Tornado
- Inland Flooding
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Wisconsin Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,148 | $25,776 |
| Home Insurance * | $220 | $2,640 |
| Property Taxes | $565 | $6,780 |
| Electricity | $193 | $2,318 |
| Total | $3,126 | $37,512 |
Income You'd Need if You Spent...
Wisconsin FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-10 | Contingent | $424,900 |
| 2026-08-03 | Price change | $424,900 |
| 2026-07-22 | Listed for sale | $449,500 |
| 2020-12-09 | Sold | $270,500 |
| 2020-11-25 | Pending sale | $269,900 |
| 2020-09-29 | Listed for sale | $269,900 |
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