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1972 S Wisconsin Avenue, Beloit, WI, 53511

2beds
1baths
842sqft
$129,900
$154price/sqft
$998/moest. monthly cost
$39,920/yrincome needed

About This Home

Welcome home! This charming home features 2 bedrooms, a cozy living room, and a good-sized kitchen. It?s a great option for first-time buyers or anyone looking to downsize. The home is ready for a new owner to bring their ideas and make it their own. Located in the Town of Beloit.

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

2/10
3/10
Aldrich Middle SchoolGrades 4-80.8 mi
1/10
Beloit Virtual SchoolGrades PK-120.9 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1939

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom

  • Features: No Master Bedroom Bath

Bedroom2

  • Level: Main
  • Area: 63

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 842

Heating

  • Heating features: Natural Gas,Forced Air

Interior Area

  • Total structure area: 842
  • Total interior livable area: 842 sqft

Kitchen

  • Level: Main
  • Area: 180

Living Room

  • Level: Main
  • Area: 144

Master Bedroom

  • Level: Main
  • Area: 100

Property

Details

  • Parcel number: 004 200088
  • Zoning: res
  • Exclusions: Seller And Tenant Property.

Features

  • Levels: One
  • Stories: 1
  • Fencing: Fenced Yard
  • Living area range: 751-1000

Lot

  • Lot size: 6,969 sqft

Parking

  • Total spaces: 1
  • Parking features: 1 Car,Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $656$7,872
Home Insurance *$67$804
Property Taxes $104$1,248
Electricity $171$2,054
Total$998$11,976
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,217/yr
40% on housing$29,940/yr
45% on housing$26,613/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$154This listing

vs Other Active Listings

Avg $/sqft

ZIP 53511$169
Rock County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 53511$148
Rock County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Listed for sale$145,000
2015-04-06Sold$25,000

For Sale by Agent

AgentKaren Guillen
BrokerageRE/MAX Ignite

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