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411 W Beloit St, Orfordville, WI, 53576

3beds
2baths
1,990sqft
$289,900
$146price/sqft
$2,210/moest. monthly cost
$88,400/yrincome needed

About This Home

Charming and full of character, this inviting 3-bedroom bungalow offers the perfect blend of timeless craftsmanship and everyday comfort. Step inside to discover beautiful hardwood floors and stunning original wood built-ins that add warmth and unique architectural charm throughout the home. With two full bathrooms, this home provides both convenience and functionality for family living or hosting guests. Outside, you'll find a spacious, fully fenced backyard that's perfect for pets, play, gardening, or entertaining. Enjoy summer evenings on the deck or relax with your morning coffee on the large covered front porch. The detached 2-car garage offers plenty of space for parking, storage, or a workshop. Ideally located near schools and a neighborhood park, this home combines classic appeal with a convenient location, making it an excellent opportunity for first-time buyers, growing families, or anyone looking to enjoy the charm of bungalow living.

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

8/10
5/10
5/10
Parkview High SchoolGrades 9-120.1 mi

Construction

Condition

  • Year built: 1910

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer,Dryer,Water Softener Included
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Upper
  • Area: 77

Bedroom3

  • Level: Upper
  • Area: 162

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 140

Features

  • At Least 1 tub,Internet- Fiber available,Ceiling Fan(s),Den/Office,Other
  • Window features: Window Coverings
  • Finished area above ground: 1,990

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,990
  • Total interior livable area: 1,990 sqft

Kitchen

  • Features: Kitchen Island,Range/Oven,Refrigerator,Dishwasher,Microwave,Disposal
  • Level: Main
  • Area: 252

Living Room

  • Level: Main
  • Area: 208

Master Bedroom

  • Level: Upper
  • Area: 350

Property

Details

  • Parcel number: 165 025002
  • Zoning: R1
  • Exclusions: Heater in garage.

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Patio,Front Porch
  • Fencing: Fenced

Lot

  • Lot size: 0.31 Acres
  • Features: Sidewalk

Parking

  • Total spaces: 2
  • Parking features: 2 car,Detached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,465$17,580
Home Insurance *$150$1,800
Property Taxes $409$4,908
Electricity $186$2,243
Total$2,210$26,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,771/yr
40% on housing$66,300/yr
45% on housing$58,933/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 53576$174
Rock County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 53576$179
Rock County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Contingent$289,900
2026-08-11Listed for sale$289,900
2026-08-07Contingent$289,900
2026-07-31Listed for sale$289,900

For Sale by Agent

AgentTerry Morris
BrokerageBerkshire Hathaway HomeServices True Realty

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