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1872 Fayette Ave, Beloit, WI, 53511

2beds
2baths
750sqft
$109,900
$147price/sqft
$907/moest. monthly cost
$36,280/yrincome needed

About This Home

Charming and affordable 2-bedroom, 1-bath home offering great potential for an owner-occupant, investor, or buyer looking to add their personal touches. This cozy home features newer windows, a functional layout, and a detached 1-car garage. A spacious storage shed provides additional room for lawn equipment, tools, and seasonal storage. Situated on a manageable lot in an established Beloit neighborhood, the property offers convenient access to shopping, dining, parks, and major roadways. Being sold AS-IS as part of an estate. Whether you're looking for your first home, a rental property, or your next investment opportunity, this property is ready for its next chapter. Buyer to verify all measurements and information.

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

2/10
3/10
Aldrich Middle SchoolGrades 6-80.9 mi
1/10
Beloit Virtual SchoolGrades PK-121.0 mi

Construction

Condition

  • Year built: 1939

Materials

  • Foundation: Poured concrete foundatn
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Upper
  • Area: 96

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Den/Office
  • Finished area above ground: 750

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 750
  • Total interior livable area: 750 sqft

Kitchen

  • Features: Range/Oven
  • Level: Main
  • Area: 81

Living Room

  • Level: Main
  • Area: 144

Master Bedroom

  • Level: Main
  • Area: 72

Property

Details

  • Parcel number: 12510605
  • Zoning: R-1B
  • Exclusions: Seller's personal property.

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck

Lot

  • Lot size: 5,662 sqft
  • Features: Sidewalk
  • Lot size dimensions: 96' x 60'

Parking

  • Total spaces: 1
  • Parking features: 1 car,Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Tornado
Heat Wave
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $555$6,660
Home Insurance *$57$684
Property Taxes $124$1,488
Electricity $171$2,054
Total$907$10,884
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,097/yr
40% on housing$27,210/yr
45% on housing$24,186/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 53511$169
Rock County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 53511$148
Rock County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Price change$99,900
2026-07-27Price change$109,900
2026-07-10Listed for sale$129,900
2007-05-07Sold$35,000

For Sale by Agent

AgentHattie Williams
BrokerageRock Realty

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