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216 Bluff Street, Beloit, WI, 53511

5beds
2baths
1,980sqft
$150,000
$76price/sqft
$1,207/moest. monthly cost
$48,280/yrincome needed

About This Home

Are you looking for a large home in the historical district of Beloit, Needs tlc to bring back to its original charm, Come take a look .

Getting Around

66
WalkingSomewhat Walkable
0
TransitVery Limited Transit
71
BikeVery Bikeable

Schools

1/10
Hackett Elementary SchoolGrades PK-30.3 mi
2/10
Memorial High SchoolGrades 9-121.2 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1885

Materials

  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Prairie/Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom

  • Features: No Master Bedroom Bath

Bedroom2

  • Level: Upper
  • Area: 120

Bedroom3

  • Level: Upper
  • Area: 144

Bedroom4

  • Level: Upper
  • Area: 110

Bedroom5

  • Level: Upper
  • Area: 130

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 169

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,980

Heating

  • Heating features: Natural Gas,Forced Air

Interior Area

  • Total structure area: 1,980
  • Total interior livable area: 1,980 sqft

Kitchen

  • Level: Main
  • Area: 120

Living Room

  • Level: Main
  • Area: 210

Master Bedroom

  • Level: Main
  • Area: 144

Property

Details

  • Parcel number: 20613550675
  • Zoning: r1

Features

  • Levels: Two
  • Stories: 2
  • Living area range: 1751-2000

Lot

  • Lot size: 0.27 Acres

Parking

  • Total spaces: 2
  • Parking features: 2 Car,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Hail
Heat Wave
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$77$924
Property Taxes $186$2,232
Electricity $186$2,232
Total$1,207$14,484
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,382/yr
40% on housing$36,210/yr
45% on housing$32,186/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$76This listing

vs Other Active Listings

Avg $/sqft

ZIP 53511$169
Rock County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 53511$148
Rock County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-12Listed for sale$150,000
2026-02-02Contingent$150,000
2025-05-27Price change$150,000
2025-04-10Price change$160,000
2025-03-24Price change$180,000
2025-02-11Price change$185,000
2024-12-06Price change$190,000
2024-11-13Price change$195,000
2024-10-31Listed for sale$200,000

For Sale by Agent

AgentMark Endress
BrokerageKey Realty, Inc

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