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1229 Chapin St, Beloit, WI, 53511

5beds
4baths
3,807sqft
$635,000
$167price/sqft
$4,732/moest. monthly cost
$189,280/yrincome needed

About This Home

Timeless character and remarkable craftsmanship define this historic Beloit residence. Built in 1915 for inventor and industrialist A.P. Warner, the home offers more than an acre of beautifully established grounds, striking brick construction, a steeply pitched roofline, arched entryways, rich hardwood floors, solid wood doors, original built-ins, and spacious rooms filled with natural light. Multiple living and entertaining spaces, five bedrooms, a finished lower level, and thoughtfully updated areas provide modern comfort while preserving the home’s architectural integrity. Warner, known for his work with the automobile speedometer, electric trailer brakes, and early aviation, left an enduring mark on Beloit. Today, 1229 Chapin Street offers a rare opportunity to own a home that is as livable as it is historically significant.

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

2/10
Todd Elementary SchoolGrades PK-50.4 mi
1/10
Beloit Virtual SchoolGrades PK-121.3 mi
2/10
Memorial High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1915

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer,Dryer,Water Softener Included

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedroom2

  • Level: Upper
  • Area: 132

Bedroom3

  • Level: Upper
  • Area: 154

Bedroom4

  • Level: Upper
  • Area: 120

Bedroom5

  • Level: Lower
  • Area: 144

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 2
  • Main level bathrooms: 2

Dining Room

  • Level: Main
  • Area: 238

Family Room

  • Area: 440

Features

  • Walk-In Closet(s)
  • Number of fireplaces: 2
  • Fireplace features: Wood Burning,2 fireplaces
  • Fireplace: Yes
  • Finished area above ground: 3,009

Heating & Cooling

  • Heating features: Radiant
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,807
  • Total interior livable area: 3,807 sqft

Kitchen

  • Features: Kitchen Island,Range/Oven,Refrigerator,Dishwasher
  • Level: Main
  • Area: 285

Living Room

  • Level: Main
  • Area: 480

Master Bedroom

  • Level: Upper
  • Area: 240

Property

Details

  • Parcel number: 206 13620021
  • Zoning: R

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio

Lot

  • Lot size: 1.28 Acres
  • Features: Sidewalk

Parking

  • Total spaces: 3
  • Parking features: Additional Parking,Detached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,210$38,520
Home Insurance *$329$3,948
Property Taxes $836$10,032
Electricity $357$4,292
Total$4,732$56,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$162,240/yr
40% on housing$141,960/yr
45% on housing$126,186/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 53511$167
Rock County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 53511$148
Rock County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$635,000
2023-10-13Sold$500,000
2023-09-18Contingent$525,000
2023-09-04Price change$525,000
2023-07-31Price change$539,500
2023-06-02Listed for sale$549,500
2016-09-16Sold$207,500
2016-03-18Listed for sale$239,900

For Sale by Agent

AgentColin Schindler
BrokerageReThink Realty

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