1656 Oakwood Ave, Beloit, WI, 53511
About This Home
Beautifully maintained and rich with original character, this brick home offers an impressive blend of charm and versatility. The main level features hardwood floors, arched openings, niches, and the iconic St. Charles vintage kitchen cabinets, complemented by recent improvements including a new roof, siding, and refinished floors. The top floor offers exceptional flexibility with two bedrooms, a full kitchen, bath, living area, flex room (that could be completed into a bedroom), and a private exterior entrance ideal for extended stay guests or multi-use living arrangements. The basement has a full bath and a partially finished rec space ready for your vision. The yard, two-car garage, and inviting back porch completes this rare opportunity.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1952
Materials
- Roof: Asphalt
- Construction materials: Vinyl Siding,Brick,Stone
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Microwave,Refrigerator,Dryer,Water Softener
Basement
- Has basement: Yes
- Basement: Partially Finished,Full
Bedroom2
- Level: Main
- Area: 99
- Dimensions: 11X9
Bedroom3
- Level: Second
- Area: 98
- Dimensions: 14X7
Bedroom4
- Level: Second
- Area: 120
- Dimensions: 10X12
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Level: Main
- Area: 156
- Dimensions: 12X13
Features
- 1st Floor Bedroom,1st Floor Full Bath
Heating & Cooling
- Heating features: Radiator(s)
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 1,911
- Total interior livable area: 1,911 sqft
Kitchen
- Level: Main
- Area: 168
- Dimensions: 12X14
Living Room
- Level: Main
- Area: 180
- Dimensions: 12X15
Master Bedroom
- Level: Main
- Area: 165
- Dimensions: 11X15
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 20613620820
- Special condition: None
Features
- Stories: 1
Lot
- Lot size: 9,147 sqft
- Lot size dimensions: 154x60x154x60
Parking
- Total spaces: 2
- Parking features: Concrete,Garage Door Opener,Yes,Garage Owned,Detached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Wisconsin Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,415 | $16,980 |
| Home Insurance * | $145 | $1,740 |
| Property Taxes | $248 | $2,976 |
| Electricity | $179 | $2,154 |
| Total | $1,987 | $23,844 |
Income You'd Need if You Spent...
Wisconsin FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-09 | Price change | $295,000 |
| 2026-03-27 | Listed for sale | $299,000 |
| 2017-09-20 | Sold | $10,100 |
| 2017-07-28 | Listed for sale | $149,900 |
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