3738 Oak Lane Dr, Beloit, WI, 53511
About This Home
Nestled on a beautifully landscaped, wooded half acre lot, this exceptional home offers quality craftsmanship, generous living space, and an impressive list of updates. The inviting main level features maple flooring, a cozy gas fireplace, and an open layout filled with natural light. The spacious eat in kitchen offers solid surface countertops, ceramic tile flooring, maple cabinetry and trim, a breakfast bar, built in appliances, and a new stainless steel Bosch dishwasher (2025), with direct access to the deck overlooking the private backyard. The main level includes two spacious primary bedroom suites, and a 3rd bedroom. The finished walkout lower level is designed for entertaining, featuring two sets of patio doors, a large concrete patio, a media room complete with surround sound wiring, mounted speakers and screen, a second gas fireplace, and a stunning glass enclosed wine room. Two additional bedrooms & a full bath in LL.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2005
Materials
- Foundation: Poured concrete foundatn
- Construction materials: Vinyl Siding,Aluminum Siding,Brick,Stone
Other
- Builder name: Kaiser
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch,Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Washer,Dryer,Water Softener Included
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Full,Full Size Windows/Exposed,Walk-Out Access,Partially Finished,8'+ Ceiling,Storage Space,Daylight
Bedroom2
- Level: Main
- Area: 143
Bedroom3
- Level: Main
- Area: 120
Bedroom4
- Level: Lower
- Area: 144
Bedroom5
- Level: Lower
- Area: 187
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
Features
- Walk-In Closet(s),Great room,Vaulted Ceiling(s),Central Vacuum,At Least 1 tub,Rec Room
- Number of fireplaces: 2
- Fireplace features: 2 fireplaces,Gas
- Fireplace: Yes
- Finished area above ground: 1,800
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 3,121
- Total interior livable area: 3,121 sqft
Kitchen
- Features: Breakfast Bar,Pantry,Range/Oven,Refrigerator,Dishwasher,Microwave
- Level: Main
- Area: 264
Living Room
- Level: Main
- Area: 380
Master Bedroom
- Level: Main
- Area: 180
Property
Details
- Parcel number: 20622110780
- Zoning: R-1A
- Exclusions: Sellers Personal Property
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Patio
- Exterior features: Sprinkler system
- Residential vegetation: Wooded
Lot
- Lot size: 0.55 Acres
- Features: Rural-in subdivision
- Lot size dimensions: 120x200
Parking
- Total spaces: 3
- Parking features: Additional Parking,Attached,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Wisconsin Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,725 | $32,700 |
| Home Insurance * | $279 | $3,348 |
| Property Taxes | $720 | $8,640 |
| Electricity | $293 | $3,519 |
| Total | $4,017 | $48,204 |
Income You'd Need if You Spent...
Wisconsin FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Contingent | $539,000 |
| 2026-08-04 | Listed for sale | $539,000 |
| 2013-08-30 | Sold | $276,000 |
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