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46324 Mount Kellogg Ter, Sterling, VA, 20164

4beds
4baths
2,340sqft
$715,000
$306price/sqft
$4,461/moest. monthly cost
$178,440/yrincome needed

About This Home

Welcome to 46324 Mount Kellogg Terrace, a stunning, like-new townhome built in 2023 by Ryan Homes in the highly desirable Loudoun Overlook community of Sterling, Virginia. Offering 2,340 square feet of beautifully finished living space, this contemporary home features 4 bedrooms, 3 full bathrooms, and 1 half bathroom, thoughtfully designed for today's lifestyle. The main level showcases a bright, open-concept floor plan that seamlessly connects the living room, dining area, and gourmet kitchen—perfect for everyday living and entertaining. The kitchen is the heart of the home, featuring an oversized center island, elegant quartz countertops, abundant cabinetry, and modern finishes. The entry level offers a spacious family room with soaring ceilings, a convenient half bath, hallway storage, and direct access to the attached one-car garage. A private driveway provides an additional parking space for a total of two dedicated parking spots. Upstairs, the luxurious primary suite serves as a peaceful retreat with a generous walk-in closet and a beautifully appointed en-suite bathroom. Two additional bedrooms, a full hallway bath, and a conveniently located laundry area complete this level. The upper level provides exceptional flexibility with a fourth bedroom that can also serve as a private home office, guest suite, or additional family room. This level includes its own full bathroom and opens to a private balcony, creating the perfect space to relax or work from home. One of this home's standout features is its three private balconies, offering multiple outdoor living spaces to enjoy fresh air and spectacular views. From the rear of the home, you'll overlook the community pool while enjoying distant views of the Blue Ridge Mountains and breathtaking sunsets. Residents of Loudoun Overlook enjoy outstanding community amenities, including a resort-style outdoor swimming pool, basketball courts, pickleball courts, playgrounds, walking trails, and beautifully maintained common areas. Conveniently located near major commuter routes, shopping, dining, Dulles International Airport, and the Silver Line Metro, this exceptional home combines modern luxury, convenience, and an unbeatable location. Don't miss the opportunity to own this move-in-ready home that perfectly blends style, comfort, and scenic views in one of Loudoun County's most sought-after communities.

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

4/10
1/10
Sterling Middle SchoolGrades 6-81.6 mi
1/10
Park View High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Construction materials: Masonry

Type & Style

  • Home type: Townhouse
  • Architectural style: Other
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Oven/Range - Gas,Tankless Water Heater,Cooktop,Refrigerator,Electric Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 4
  • Main level bedrooms: 4

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,340

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,340
  • Total interior livable area: 2,340 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 020282030000
  • Zoning: R16
  • Special condition: Standard

Features

  • Levels: Four
  • Stories: 4
  • Pool features: Community
  • Has view: Yes
  • View description: Panoramic,Scenic Vista

Lot

  • Lot size: 1,742 sqft
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,615$43,380
Home Insurance *$142$1,704
Property Taxes $479$5,748
Electricity $225$2,704
Total$4,461$53,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$152,948/yr
40% on housing$133,830/yr
45% on housing$118,960/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$306This listing

vs Other Active Listings

Avg $/sqft

ZIP 20164$265
Loudoun County$304

vs Homes Sold Last Month

Median $/sqft

ZIP 20164$321
Loudoun County$270

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$705,000
2026-07-09Listed for sale$715,000
2023-08-31Sold$628,460

For Sale by Agent

AgentBogdan Samofalov
BrokerageCompass

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