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281 Misty Ln, Berkeley Springs, WV, 25411

10beds
5baths
10,500sqft
$315,000
$30price/sqft
$2,910/moest. monthly cost
$116,400/yrincome needed

About This Home

Great possibilities on this large, multifamily property. Could be changed into a single family home also. Beautiful views from the top. Paved driveway leading up. Five levels of building! Private well and septic system. Property needs a great deal of rehab, but could be something spectacular. Previous use was to rent rooms, some had kitchenettes, and there was a large room with a kitchen. Bedroom and bathroom numbers are approximate with what is there currently. There are two large garage doors also into the lower levels. Quiet and peaceful location with many woods and a picnic area.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

--
Widmyer Elementary SchoolGrades PK-22.8 mi
5/10
8/10

Construction

Condition

  • Property condition: Fixer
  • Year built: 1976

Materials

  • Foundation: Other
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Combination

Bedrooms & Bathrooms

  • Bedrooms: 10
  • Bathrooms: 5
  • Full bathrooms: 5
  • Main level bathrooms: 3
  • Main level bedrooms: 6

Features

  • Finished area below ground: 0
  • Finished area above ground: 10,500

Heating & Cooling

  • Heating features: Baseboard,Forced Air,Electric,Oil
  • Cooling features: Other,Electric

Interior Area

  • Total structure area: 10,500
  • Total interior livable area: 10,500 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 02 10004500050000
  • Zoning: 211
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 5.25 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Inland Flooding
Drought
Heat Wave
Landslide
Lightning
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$126$1,512
Property Taxes $105$1,260
Electricity $1,087$13,053
Total$2,910$34,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,771/yr
40% on housing$87,300/yr
45% on housing$77,600/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: -4.7%
-4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$30This listing

vs Other Active Listings

Avg $/sqft

ZIP 25411$188
Morgan County$178

vs Homes Sold Last Month

Median $/sqft

ZIP 25411$184
Morgan County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-11-13Listed for sale$315,000
2024-09-12Contingent$315,000
2024-04-24Listed for sale$315,000

For Sale by Agent

AgentRyan Rebant
BrokerageMountain Home Real Estate, LLC

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