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2897 Omro Rd, Oshkosh, WI, 54904

3beds
2baths
1,512sqft
$340,000
$225price/sqft
$2,372/moest. monthly cost
$94,880/yrincome needed

About This Home

Welcome home to this exceptionally maintained, charming brick ranch nestled in the highly desirable Town of Algoma! Situated on a spacious, private lot, this home offers the perfect blend of peaceful living and convenient access to shopping, schools, and amenities. Designated dining area, large living room, & ample storage throughout. Enjoy relaxing mornings or peaceful evenings in the inviting sunroom. The attached garage provides everyday convenience, while the backyard offers endless possibilities for gardening, entertaining, or simply enjoying the outdoors. Whether you're looking for your first home, next home, or forever home, this inviting ranch is one you won't want to miss! LL Rec Room floor is concrete and one wall is concrete.

Getting Around

18
WalkingCar-Dependent
15
TransitMinimal Transit
44
BikeSomewhat Bikeable

Schools

10/10
Traeger Middle SchoolGrades 6-82.3 mi
7/10
West High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1965

Materials

  • Foundation: Block
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedroom1

  • Level: Main
  • Dimensions: 12x13

Bedroom2

  • Level: Main
  • Dimensions: 13x9

Bedroom3

  • Level: Main
  • Dimensions: 9x13

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Dimensions: 12x13

Features

  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,512

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Forced Air,Central Air

Interior Area

  • Total interior livable area: 1,512 sqft

Kitchen

  • Level: Main
  • Dimensions: 13x9

Living Room

  • Level: Main
  • Dimensions: 21x13

Other

  • Level: Main
  • Dimensions: 24x10

Other

  • Level: Lower
  • Dimensions: 46x12

Property

Accessibility

  • Accessibility features: Level Drive,Level Lot

Details

  • Parcel number: 002015017
  • Zoning: Residential

Lot

  • Lot size: 0.55 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado
Hail
Lightning
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,719$20,628
Home Insurance *$113$1,356
Property Taxes $369$4,428
Electricity $171$2,054
Total$2,372$28,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,325/yr
40% on housing$71,160/yr
45% on housing$63,253/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$225This listing

vs Other Active Listings

Avg $/sqft

ZIP 54904$188
Winnebago County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 54904$181
Winnebago County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Contingent$340,000
2026-07-31Listed for sale$340,000
2020-09-04Sold$1,400
2006-10-23Sold$3,287

For Sale by Agent

AgentAmy M Smith
BrokerageFirst Weber Oshkosh

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