7878 S Us Highway 45, Oshkosh, WI, 54902
About This Home
Stunning Home on Lake Winnebago! This 4bed/3bath home sits on a deep .9acre lot w/100ft of level sandy frontage. Enjoy beautiful sunrises & island views from the SW side of Lake Winnebago (lower taxes!) thru the BRAND NEW Anderson windows & patio doors, from the stamped concrete patio or the super cool boathouse! This home has been meticulously maintained & updated since built in 2009 and EVERYTHING is on ONE LEVEL! The kitchen boasts a granite island & countertops, maple floors & cabinets. There is a woodburning FP, central air, main level "pass thru" laundry, a 2car epoxy attached & 3car detached garage. And that BOATHOUSE...420 sq ft of cozy heated entertaining space complete w/screened garage door, great lighting, walnut live edge bar on wheels, kegerator & frig. Its LAKETIME!!
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2009
Materials
- Foundation: Block
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Range,Refrigerator,Washer,Water Softener Owned
Basement
- Basement: Crawl Space
Bedroom1
- Level: Main
- Dimensions: 12x12
Bedroom2
- Level: Main
- Dimensions: 11x14
Bedroom3
- Level: Main
- Dimensions: 11x12
Bedroom4
- Level: Main
- Dimensions: 10x12
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Level: Main
- Dimensions: 11x12
Features
- At Least 1 Bathtub,Cable Available,High Speed Internet,Kitchen Island
- Flooring: Wood/Simulated Wood Fl
- Number of fireplaces: 1
- Fireplace features: Wood Burning,One
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,044
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Forced Air,Central Air
Interior Area
- Total interior livable area: 2,044 sqft
Kitchen
- Level: Main
- Dimensions: 14x14
Living Room
- Level: Main
- Dimensions: 15x19
Property
Accessibility
- Accessibility features: 1st Floor Bedroom,1st Floor Full Bath,Laundry 1st Floor,Level Drive,Level Lot,Low Pile Or No Carpeting
Details
- Parcel number: 004056701
- Zoning: Residential
- Exclusions: Sellers Personal Property,Freezer & WB Stove in Detached Garage,Storage Boxes,Potted Plants
Features
- Patio & porch: Patio
- On waterfront: Yes
- Waterfront features: Lake
- Waterbody name: Winnebago
Lot
- Lot size: 0.90 Acres
- Features: Subj to Shoreland Zoning
Parking
- Total spaces: 5
- Parking features: Attached,Detached
- Has garage: Yes
- Attached garage spaces: 5
- Covered spaces: 5
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Hail
- Inland Flooding
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Wisconsin Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,044 | $48,528 |
| Home Insurance * | $377 | $4,524 |
| Property Taxes | $1,044 | $12,528 |
| Electricity | $192 | $2,304 |
| Total | $5,657 | $67,884 |
Income You'd Need if You Spent...
Wisconsin FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-14 | Price change | $849,900 |
| 2026-04-23 | Listed for sale | $900,000 |
| 2009-07-20 | Sold | $170,000 |
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