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5457 Nickels Dr, Oshkosh, WI, 54904

5beds
4baths
4,868sqft
$1,595,000
$328price/sqft
$10,235/moest. monthly cost
$409,400/yrincome needed

About This Home

Exceptional lake home and waterfront setting, w/ 120’+ of frontage, located on the north shore of Lake Butte des Morts! Sprawling two-story was reconstructed with an addition, has a wonderful layout for intimate gatherings and entertaining - lakeside great room, gourmet kitchen addition, formal + casual dining, private primary suite retreat and finished lower-level living area w/ storage. Outdoor oasis features elevated patio/s flanking the home, gorgeous landscape gardens + mature trees, fire pit area, water’s edge finished "cabin-like” boathouse, dock and boatlift - the perfect backdrop to enjoy the water and those coveted lake + sunset views! Desirable Fox Valley + Winneconne School locale w/ premier access to one of the best lake systems in Wisconsin!

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
27
BikeSomewhat Bikeable

Schools

8/10
10/10
Winneconne Middle SchoolGrades 6-83.2 mi
4/10
Winneconne High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 1965

Materials

  • Foundation: Poured Concrete
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer,Water Softener Owned

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Full,Sump Pump,Finished

Bedroom1

  • Level: Upper
  • Dimensions: 27x16

Bedroom2

  • Level: Upper
  • Dimensions: 14x14

Bedroom3

  • Level: Upper
  • Dimensions: 14x12

Bedroom4

  • Level: Main
  • Dimensions: 12x12

Bedroom5

  • Level: Main
  • Dimensions: 11x11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Family Room

  • Level: Lower
  • Dimensions: 19x16

Features

  • Breakfast Bar,Kitchen Island,Pantry,Split Bedroom,Walk-In Closet(s),Formal Dining
  • Number of fireplaces: 3
  • Fireplace features: Gas,Three
  • Fireplace: Yes
  • Finished area below ground: 924
  • Finished area above ground: 3,944

Formal Dining Room

  • Level: Main
  • Dimensions: 16x12

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Forced Air,Central Air

Interior Area

  • Total interior livable area: 4,868 sqft

Kitchen

  • Level: Main
  • Dimensions: 27x21

Living Room

  • Level: Main
  • Dimensions: 33x20

Other

  • Level: Lower
  • Dimensions: 29x12

Other

  • Level: Main
  • Dimensions: 15x10

Other

  • Level: Upper
  • Dimensions: 10x6

Property

Accessibility

  • Accessibility features: Not Applicable

Details

  • Parcel number: 0182296
  • Zoning: Residential

Features

  • Patio & porch: Patio
  • Exterior features: Sprinkler System
  • Has spa: Yes
  • Spa features: Bath
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Butte Des Morts

Lot

  • Lot size: 0.72 Acres
  • Features: Subj to Shoreland Zoning

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,065$96,780
Home Insurance *$531$6,372
Property Taxes $1,182$14,184
Electricity $457$5,489
Total$10,235$122,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$350,914/yr
40% on housing$307,050/yr
45% on housing$272,933/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$328This listing

vs Other Active Listings

Avg $/sqft

ZIP 54904$183
Winnebago County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 54904$181
Winnebago County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-29Contingent$1,595,000
2026-06-23Listed for sale$1,595,000

For Sale by Agent

AgentMegan H Lang
BrokerageFirst Weber Oshkosh

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