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212 S Golden Lake LANE, Oconomowoc, WI, 53066

2beds
2baths
1,668sqft
$825,000
$495price/sqft
$5,257/moest. monthly cost
$210,280/yrincome needed

About This Home

Don't miss out on owning this property with 100' of lake frontage and stunning views on the western shoreline on Golden Lake. Make this ranch home with 2 car GA your own, or start fresh to make your dream home. This awesome lot is extra deep with a desirable long driveway that provides ample parking for guests and owner. Walkout basement has a finished rec room with door opening out to the lake, finished full bath and another full size window for a future finished 3rd BR. Washer and dryer are included in the basement. Two NFPs plus a 3-season room are an added bonus. This lot is generously sized at .699 acres. Open floor plan on the main level offers a great room, dining room, kitchen, 2 bedrooms, and full bath. Stone and wood exterior plus patio. Enjoy summer living on the lake!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

6/10
Oconomowoc High SchoolGrades 9-125.3 mi
7/10
Summit Elementary SchoolGrades PK-45.1 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1960

Materials

  • Construction materials: Stone,Brick/Stone,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Block,Finished,Full,Walk-Out Access,Exposed

Bathroom

  • Features: Shower on Lower,Tub Only,Shower Over Tub,Shower Stall

Bedroom2

  • Level: Main
  • Area: 156

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 143

Features

  • High Speed Internet,Walk-In Closet(s)

Heating

  • Heating features: Oil,Radiant/Hot Water

Interior Area

  • Total structure area: 1,668
  • Total interior livable area: 1,668 sqft

Kitchen

  • Level: Main
  • Area: 143

Living Room

  • Level: Main
  • Area: 304

Master Bedroom

  • Level: Main
  • Area: 273

Property

Details

  • Parcel number: SUMT0698995
  • Zoning: RES

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Deeded Water Access,Water Access/Rights,Waterfront,Lake,51-100 feet
  • Waterbody name: Golden Lake
  • Living area range: 1501-1750

Lot

  • Lot size: 0.70 Acres

Parking

  • Total spaces: 2
  • Parking features: Built-in under Home,Attached,2 Car
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Tornado
Heat Wave
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,171$50,052
Home Insurance *$235$2,820
Property Taxes $680$8,160
Electricity $171$2,054
Total$5,257$63,084
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$180,240/yr
40% on housing$157,710/yr
45% on housing$140,186/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$495This listing

vs Other Active Listings

Avg $/sqft

ZIP 53066$365
Waukesha County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 53066$247
Waukesha County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$895,000
2026-03-27Listed for sale$995,000

For Sale by Agent

AgentShawn Roth
BrokerageShorewest Realtors, Inc.

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