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N7024 Oakwood ROAD, Whitewater, WI, 53190

3beds
2baths
1,851sqft
$474,900
$257price/sqft
$3,337/moest. monthly cost
$133,480/yrincome needed

About This Home

Enjoy lake living without the taxes in this beautifully renovated 3BR + Den, 2BA, 2 car att gar home nestled directly across street from Whitewater Lake and a community lakefront park. Enjoy serene lake views from the living rm and 2 BD's, with easy lake access for kayaking, paddle boarding, or picnicking by the water. Set on a spacious .43-acre lot (1.5 Lots), the property offers a private rear deck overlooking a wooded hillside. Highlights include a newer kitchen, baths, flooring, paint, appliances, mechanicals, select windows and a new well pump and pressure tank. Convenient main floor living with BD, full bath, and laundry. Whitewater is a 640-acre ''all sports'' lake in heart of Kettle Moraine State Forest, 10 minutes from town and UW-Whitewater! ___________________________________

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

5/10
4/10
Whitewater Middle SchoolGrades 6-86.3 mi
4/10
Whitewater High SchoolGrades 9-126.0 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1960

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Block,Crawl Space,Partial

Bathroom

  • Features: Tub Only,Shower Stall

Bedroom2

  • Level: Upper
  • Area: 108

Bedroom3

  • Level: Main
  • Area: 90

Bedroom4

  • Level: Upper
  • Area: 117

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 228

Features

  • High Speed Internet

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,851
  • Total interior livable area: 1,851 sqft

Kitchen

  • Level: Main
  • Area: 182

Living Room

  • Level: Main
  • Area: 368

Master Bedroom

  • Level: Upper
  • Area: 192

Office

  • Level: Upper
  • Area: 117

Property

Details

  • Parcel number: CRH 00014
  • Zoning: Residential
  • Exclusions: Personal Possessions Of Seller

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Living area range: 1751-2000

Lot

  • Lot size: 0.43 Acres

Parking

  • Total spaces: 2
  • Parking features: Built-in under Home,Attached,2 Car
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Hail
Tornado
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$183$2,196
Property Taxes $580$6,960
Electricity $173$2,087
Total$3,337$40,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,411/yr
40% on housing$100,110/yr
45% on housing$88,986/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$257This listing

vs Other Active Listings

Avg $/sqft

ZIP 53190$142
Walworth County$295

vs Homes Sold Last Month

Median $/sqft

ZIP 53190$189
Walworth County$228

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-04Listed for sale$474,900

For Sale by Agent

AgentMichael Balestrieri
BrokerageCompass Wisconsin-Lake Geneva

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