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N1137 Spruce ROAD, Genoa City, WI, 53128

1beds
1baths
720sqft
$159,000
$221price/sqft
$1,205/moest. monthly cost
$48,200/yrincome needed

About This Home

Tucked away on a spacious .28-acre lot in Genoa City, this charming 1 bedroom, 1 bath cottage offers the perfect mix of simplicity, privacy, and outdoor enjoyment. The basement-less layout makes for easy living and low maintenance, while the cozy interior is ideal as a starter home, weekend retreat, rental opportunity, or downsizing option. Outside, enjoy a large yard with plenty of space to relax, entertain, garden, or gather around a fire on summer nights. Located near Pell Lake, Lake Geneva, parks, restaurants, and year-round recreation, this property offers small-town charm with convenient access to nearby amenities. Whether you are looking for your own getaway or an affordable place to call home, this property is packed with potential and opportunity.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

--
Maple Park Charter SchoolGrades PK-81.0 mi
7/10
Badger High SchoolGrades 9-124.0 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1910

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Range,Refrigerator

Basement

  • Basement: None / Slab

Bathroom

  • Features: Shower Stall

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area above ground: 720

Heating

  • Heating features: Natural Gas,Wall Furnace

Interior Area

  • Total structure area: 720
  • Total interior livable area: 720 sqft

Kitchen

  • Level: Main
  • Area: 190

Living Room

  • Level: Main
  • Area: 247

Master Bedroom

  • Level: Main
  • Area: 190

Property

Details

  • Parcel number: &PL00090
  • Zoning: Residential
  • Exclusions: Tenant Or Sellers Personal Property

Features

  • Levels: One
  • Stories: 1
  • Living area range: 750 or less

Lot

  • Lot size: 0.28 Acres

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $803$9,636
Home Insurance *$66$792
Property Taxes $165$1,980
Electricity $171$2,054
Total$1,205$14,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,314/yr
40% on housing$36,150/yr
45% on housing$32,133/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$221This listing

vs Other Active Listings

Avg $/sqft

ZIP 53128$219
Walworth County$295

vs Homes Sold Last Month

Median $/sqft

ZIP 53128$212
Walworth County$228

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$225,000
2026-05-07Listed for sale$250,000
2016-06-17Listing removed$36,000
2016-04-06Listed for sale$36,000
2016-01-20Listing removed--
2015-12-15Listed for sale--
2015-01-23Listing removed$49,900
2014-07-25Listed for sale$49,900
2005-06-02Sold$86,500

For Sale by Agent

AgentCarrie Bluel
BrokerageRE/MAX Forward

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