




N1137 Spruce ROAD, Genoa City, WI, 53128
About This Home
Tucked away on a spacious .28-acre lot in Genoa City, this charming 1 bedroom, 1 bath cottage offers the perfect mix of simplicity, privacy, and outdoor enjoyment. The basement-less layout makes for easy living and low maintenance, while the cozy interior is ideal as a starter home, weekend retreat, rental opportunity, or downsizing option. Outside, enjoy a large yard with plenty of space to relax, entertain, garden, or gather around a fire on summer nights. Located near Pell Lake, Lake Geneva, parks, restaurants, and year-round recreation, this property offers small-town charm with convenient access to nearby amenities. Whether you are looking for your own getaway or an affordable place to call home, this property is packed with potential and opportunity.
Getting Around
Schools
Construction
Condition
- Property condition: 21+ Years
- Year built: 1910
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Oven,Range,Refrigerator
Basement
- Basement: None / Slab
Bathroom
- Features: Shower Stall
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 1
Features
- Finished area above ground: 720
Heating
- Heating features: Natural Gas,Wall Furnace
Interior Area
- Total structure area: 720
- Total interior livable area: 720 sqft
Kitchen
- Level: Main
- Area: 190
Living Room
- Level: Main
- Area: 247
Master Bedroom
- Level: Main
- Area: 190
Property
Details
- Parcel number: &PL00090
- Zoning: Residential
- Exclusions: Tenant Or Sellers Personal Property
Features
- Levels: One
- Stories: 1
- Living area range: 750 or less
Lot
- Lot size: 0.28 Acres
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Lightning
- Strong Wind
- Tornado
- Heat Wave
- Inland Flooding
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Wisconsin Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $803 | $9,636 |
| Home Insurance * | $66 | $792 |
| Property Taxes | $165 | $1,980 |
| Electricity | $171 | $2,054 |
| Total | $1,205 | $14,460 |
Income You'd Need if You Spent...
Wisconsin FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-12 | Price change | $225,000 |
| 2026-05-07 | Listed for sale | $250,000 |
| 2016-06-17 | Listing removed | $36,000 |
| 2016-04-06 | Listed for sale | $36,000 |
| 2016-01-20 | Listing removed | -- |
| 2015-12-15 | Listed for sale | -- |
| 2015-01-23 | Listing removed | $49,900 |
| 2014-07-25 | Listed for sale | $49,900 |
| 2005-06-02 | Sold | $86,500 |
