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203 W Geneva STREET, Williams Bay, WI, 53191

2beds
2baths
1,532sqft
$539,900
$352price/sqft
$3,553/moest. monthly cost
$142,120/yrincome needed

About This Home

Move-in ready 2BR/2BA bungalow blends timeless storybook charm with an unbeatable location. Fall in love with original hardwoods, rich millwork, and vintage hardware that reflect true old-world craftsmanship. Enjoy a sunny kitchen, full-width screened porch, 3-season room, and finished lower-level rec room. Massive bonus: an oversized 3-car garage for beach/boat gear, plus a walk-up attic with true bungalow lines offering 800 sq ft to expand for living and bath options. Leave the car behind and walk to the Geneva Lake beach, local library, restaurants, coffee shops, cocktails, and historic Yerkes Observatory.

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

6/10
8/10
Williams Bay High SchoolGrades 9-120.8 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1930

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow,Farmhouse/National Folk
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Oven,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bathroom

  • Features: Shower on Lower,Stubbed For Bathroom on Lower

Bedroom2

  • Level: Main
  • Area: 100

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 195

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,532
  • Total interior livable area: 1,532 sqft

Kitchen

  • Level: Main
  • Area: 160

Living Room

  • Level: Main
  • Area: 192

Master Bedroom

  • Level: Main
  • Area: 110

Property

Details

  • Parcel number: WPS 00003
  • Zoning: Residential
  • Exclusions: Sellers Personal Belongings

Features

  • Levels: One and One Half
  • Stories: 1
  • Living area range: 1501-1750

Lot

  • Lot size: 0.28 Acres
  • Features: Sidewalks

Parking

  • Total spaces: 3
  • Parking features: Garage Door Opener,Detached,3 Car
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Hail
Tornado
Lightning
Strong Wind

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance *$155$1,860
Property Taxes $497$5,964
Electricity $171$2,054
Total$3,553$42,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,817/yr
40% on housing$106,590/yr
45% on housing$94,746/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$352This listing

vs Other Active Listings

Avg $/sqft

ZIP 53191$332
Walworth County$294

vs Homes Sold Last Month

Median $/sqft

ZIP 53191$276
Walworth County$228

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$539,900
2026-04-29Listing removed$569,900
2025-10-31Listed for sale$569,900
2021-03-24Listing removed--
2015-06-23Listing removed$189,000
2015-05-28Price change$189,000
2015-05-27Listed for sale$199,999

For Sale by Agent

AgentShannon Blay
BrokerageCompass Wisconsin-Lake Geneva

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