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120 S Washington STREET, Elkhorn, WI, 53121

4beds
2baths
1,900sqft
$325,000
$171price/sqft
$2,313/moest. monthly cost
$92,520/yrincome needed

About This Home

Opportunity awaits in the heart of Elkhorn! Situated on a spacious quarter-acre lot, this charming home offers a convenient location near downtown shopping, dining, parks, and schools. Featuring generous outdoor space and endless potential, this property is ready for it's next owner to make it their own. Whether you're looking for a primary residence or investment property, you'll appreciate the character and possibilities this home has to offer. Current duplex but very easy ability to convert back to a single family home. Schedule your showing today!

Getting Around

69
WalkingSomewhat Walkable
0
TransitVery Limited Transit
56
BikeBikeable

Schools

7/10
4/10
8/10
Elkhorn Area High SchoolGrades 9-120.6 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1880

Materials

  • Construction materials: Brick/Stone,Brick,Wood Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family,Duplex

Interior

Basement

  • Has basement: Yes
  • Basement: Crawl Space Only,Partial

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Interior Area

  • Total structure area: 1,900
  • Total interior livable area: 1,900 sqft

Property

Details

  • Parcel number: YRW 00063
  • Zoning: Residential
  • Exclusions: Seller And Tenants Personal Property.

Features

  • Levels: Two
  • Stories: 2
  • Living area range: 751-1000

Lot

  • Lot size: 0.25 Acres

Parking

  • Total spaces: 2
  • Parking features: Detached,2 Car,1 Space
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Heat Wave
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$134$1,608
Property Taxes $358$4,296
Electricity $178$2,142
Total$2,313$27,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,302/yr
40% on housing$69,390/yr
45% on housing$61,680/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 53121$310
Walworth County$295

vs Homes Sold Last Month

Median $/sqft

ZIP 53121$216
Walworth County$228

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$309,000
2026-06-16Listed for sale$325,000
2005-06-10Sold$160,000

For Sale by Agent

AgentMegan Thornton
BrokerageKeller Williams-MNS Wauwatosa

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