743 Lovely Bluff Rd, Lake City, TN, 37769
About This Home
This 2-bedroom, 1-bath home with a full basement sits on a lovely lot and offers plenty of potential. Featuring a carport and a peaceful setting, this property would make an excellent rental investment, vacation getaway, or the perfect place to call home with a little TLC. Conveniently located just minutes from the Clinch River, you'll enjoy easy access to fishing, boating, and the natural beauty East Tennessee is known for. Whether you're looking for an investment opportunity or an affordable home with room to make it your own, this property is full of possibilities.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 1960
Materials
- Construction materials: Fiber Cement,Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Refrigerator
Basement
- Has basement: Yes
- Basement: Walk-Out Access,Partially Finished
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Eat-in Kitchen,Bonus Room
- Window features: Windows - Vinyl
- Flooring: Laminate,Hardwood,Vinyl
- Fireplace features: None
Heating & Cooling
- Heating features: Central,Natural Gas,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 864
- Total interior livable area: 864 sqft
Property
Details
- Parcel number: 019 05500 000
Features
- Has view: Yes
- View description: Mountain(s),Country Setting
- Waterfront features: Creek
Lot
- Lot size: 1.40 Acres
- Features: Wooded,Level
Parking
- Total spaces: 2
- Parking features: Carport,Main Level
- Covered spaces: 2
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Hail
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,211 | $14,532 |
| Home Insurance | $171 | $2,052 |
| Property Taxes | $289 | $3,468 |
| Electricity | $175 | $2,103 |
| Total | $1,846 | $22,152 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-09 | Listed for sale | $239,500 |
| 2025-05-10 | Listing removed | $1,600 |
| 2025-04-19 | Listed for rent | $1,600 |
| 2017-10-01 | Listing removed | $89,900 |
| 2017-03-17 | Price change | $89,900 |
| 2016-10-01 | Listed for sale | $99,900 |
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