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813 Andys Ridge Rd, Rocky Top, TN, 37769

3beds
1baths
1,438sqft
$212,400
$148price/sqft
$1,657/moest. monthly cost
$66,280/yrincome needed

About This Home

Affordable Creekfront Living Near Windrock - 813 Andys Ridge Road, Rocky Top, Tennessee Discover a rare opportunity for creekfront living in the heart of Rocky Top, TN. Nestled along beautiful Coal Creek, this charming 3-bedroom, 1-bath home sits on 0.42 acres and features over 300 feet of private creek frontage—a peaceful retreat offering both comfort and outdoor adventure. Whether you're a nature lover, off-road enthusiast, or investor, this property delivers unmatched potential at an affordable price. Key Features 3 bedrooms, 1 full bath with practical, easy-flow layout Over 300 feet of Coal Creek frontage—your own natural water feature Spacious living room ideal for gatherings or relaxing evenings Large laundry room and unfinished basement offering great storage or storm shelter space Covered porch overlooking the creek—perfect for morning coffee or sunset views .42-acre lot providing room for outdoor living, gardening, or parking recreational vehicles Direct ATV/UTV trail access—ride straight from your property to Windrock Park, one of the largest off-road trail systems in the country Convenient to I-75, Clinton, Oak Ridge, and Knoxville for easy commuting Lifestyle & Location Experience the best of East Tennessee outdoor living. From your doorstep, ride your side-by-side directly into Windrock Park's 73,000 acres of world-famous off-road trails. Spend weekends fishing or wading in Coal Creek, then relax on the porch while listening to the water flow through your backyard. This unique setting offers a rare mix of recreation, privacy, and convenience—just minutes from local shopping and dining. Value & Buyer Appeal With creek frontage, ATV trail access, and year-round rental potential, this home is perfect for: First-time buyers seeking affordable living with outdoor amenities Investors looking to create an Airbnb or short-term rental targeting Windrock's booming tourism market Outdoor enthusiasts craving direct access to trails and nature A few finishing touches will make this home truly shine—unlocking its full potential as both a residence and an investment. Schedule Your Showing Don't miss your chance to own this affordable creekfront property with incredible access to Windrock Park. Schedule your private showing today and experience the unique combination of comfort, adventure, and natural beauty at 813 Andys Ridge Road. Disclaimer Buyer to verify all information. Utilities, lot boundaries, and school zones to be independently verified by buyer/buyer's agent. Info deemed reliable but not guaranteed. Some images have been AI-staged to assist with visualization and may not represent actual furnishings or finishes.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
4/10
Lake City Middle SchoolGrades 6-81.2 mi
4/10

Construction

Condition

  • Year built: 1960

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Eat-in Kitchen
  • Flooring: Other,Carpet,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: None,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 1,438
  • Total interior livable area: 1,438 sqft

Property

Details

  • Parcel number: 029C A 024.00

Features

  • Has view: Yes
  • View description: Other,Country Setting
  • Waterfront features: Creek

Lot

  • Lot size: 0.42 Acres
  • Features: Corner Lot,Irregular Lot,Level

Parking

  • Total spaces: 2
  • Parking features: Off Street,Carport,Main Level
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Landslide
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,074$12,888
Home Insurance $152$1,824
Property Taxes $256$3,072
Electricity $175$2,103
Total$1,657$19,884

Income You'd Need if You Spent...

35% on housing$56,811/yr
40% on housing$49,710/yr
45% on housing$44,186/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -6.2%
-6.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$148This listing

vs Other Active Listings

Avg $/sqft

ZIP 37769$134
Anderson County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 37769$178
Anderson County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-19Price change$212,400
2025-08-22Listed for sale$219,900

For Sale by Agent

AgentMissy Sanders
BrokerageStephenson Realty & Auction

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