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430 Browder Cir, Oliver Springs, TN, 37840

5beds
2baths
3,000sqft
$324,900
$108price/sqft
$2,605/moest. monthly cost
$104,200/yrincome needed

About This Home

LIKE TWO HOMES IN ONE -- INCREDIBLE OPPORTUNITY! Originally built in 1945 as the Browder Town Church, this beautifully converted historic property has been transformed into spacious and inviting modern home. Looking for space, flexibility, and value? This recently renovated, MOVE-IN READY 3,000 sq. ft., 5-bedroom, 2-bath home offers two distinct living areas under one roof--perfect for multi-generational living, adult children, a home-based business, roommates, or simply room to spread out! The main level features a spacious family room with soaring 11-foot ceilings, an oversized kitchen with abundant cabinetry and counter space, dining area, 3 bedrooms, full bath, laundry, and a large sunroom. The finished basement offers an additional 2 bedrooms, full bath, kitchenette, den, bonus room, and utility room--giving it fantastic potential for a mother-in-law suite, apartment-style living space, home office, gym, game room, or creative studio. Outside, enjoy a large, fully fenced lot, rear deck and patio. Recent updates include fresh paint, new flooring, updated lighting, ceiling fans, and more! Conveniently located within walking distance of local schools with easy access to Oak Ridge and Pellissippi Parkway. EVEN MORE VALUE! Seller is willing to contribute toward buyer's closing costs, and remaining furniture, appliances, and décor can convey! This unique home and incredible opportunity have only become available only due to the sellers job relocation. 5 BEDROOMS • 2 BATHS • 3,000 SQ. FT. • FINISHED BASEMENT • FULLY FENCED LOT TWO LIVING SPACES. ONE HOME. ENDLESS POSSIBILITIES!

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

5/10
Norwood Elementary SchoolGrades PK-50.2 mi
6/10
Norwood Middle SchoolGrades 6-80.1 mi
6/10
Clinton High SchoolGrades 9-1210.9 mi

Construction

Condition

  • Year built: 1945

Materials

  • Construction materials: Wood Siding,Frame,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Range,Refrigerator,Self Cleaning Oven,Washer

Basement

  • Has basement: Yes
  • Basement: Finished,Bath/Stubbed

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Cathedral Ceiling(s),Eat-in Kitchen,Bonus Room
  • Window features: Windows - Vinyl,Wood Frames,Insulated Windows
  • Flooring: Carpet,Vinyl
  • Fireplace features: None

Heating & Cooling

  • Heating features: Natural Gas,Other,Electric
  • Cooling features: Ceiling Fan(s),Window Unit(s)

Interior Area

  • Total structure area: 3,000
  • Total interior livable area: 3,000 sqft

Property

Details

  • Parcel number: 092O A 02600 000

Features

  • Has view: Yes
  • View description: Other,Trees/Woods

Lot

  • Lot size: 8,712 sqft
  • Features: Level,Rolling Slope
  • Lot size dimensions: 50 x 184M IRR

Parking

  • Total spaces: 1
  • Parking features: Off Street,Carport,Main Level
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Winter Weather
Earthquake
Hail
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,642$19,704
Home Insurance $136$1,632
Property Taxes $584$7,008
Electricity $243$2,925
Total$2,605$31,260

Income You'd Need if You Spent...

35% on housing$89,314/yr
40% on housing$78,150/yr
45% on housing$69,466/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -6.2%
-6.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$108This listing

vs Other Active Listings

Avg $/sqft

ZIP 37840$197
Anderson County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 37840$214
Anderson County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Listed for sale$324,900
2023-11-14Sold$175,000
2023-09-23Pending sale$179,900
2023-09-21Price change$179,900
2023-09-06Price change$189,900
2023-07-14Listed for sale$195,000
2001-08-13Sold$62,000

For Sale by Agent

AgentLisa Burcham
BrokerageCrye-Leike Realtors

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