106 Swafford Rd, Spring city, TN, 37381
About This Home
Lets make this unrestricted 5+ acres that sits on a corner lot yours. 2 beds and 2 bath. Partially wooded and front yard level with plenty of room for a garden. Enjoy mountain privacy while staying close to everything you need. You're just approx. 30 minutes from Watts Bar Lake and several marinas for boating and fishing, and only 1 hour from both Chattanooga and Knoxville. Whether you're looking for a primary residence, vacation home, or investment opportunity, this property offers the perfect blend of tranquility, utility, and value. Needs some TLC. Owner selling as is . Buyer and buyers agent to verify all information.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2018
Materials
- Construction materials: Aluminum Siding,Other
Type & Style
- Home type: MobileManufactured
- Property subType: Mobile Home,Residential
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer
- Laundry features: Washer Hookup,Electric Dryer Hookup
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s)
- Flooring: Carpet,Vinyl
- Finished area above ground: 842
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 842
- Total interior livable area: 842 sqft
Other
- Features: Utility Room
- Level: Utility Room
Property
Details
- Parcel number: 041 06900 000
- Special condition: Standard
Features
- Levels: One
- Patio & porch: Deck
- Has view: Yes
- View description: Mountain(s)
- Topography of land: Corner Lot
Lot
- Lot size: 5.80 Acres
- Features: Corner Lot
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $786 | $9,432 |
| Home Insurance | $64 | $768 |
| Property Taxes | $267 | $3,204 |
| Electricity | $175 | $2,103 |
| Total | $1,292 | $15,504 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-06 | Price change | $155,500 |
| 2026-04-02 | Pending sale | $205,000 |
| 2026-01-12 | Listed for sale | $205,000 |
| 2018-05-04 | Sold | $50,000 |
| 2014-12-03 | Sold | $52,900 |
| 2008-12-18 | Sold | $3,000 |
| 1999-05-12 | Sold | $1,613 |
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