400 Ray St, Shelbyville, TN, 37160
About This Home
This 2-bedroom, 1-bath home offers 1,034 square feet of opportunity. Currently operating as an active single-family rental, the seller is looking to offload this income-producing property. If you already own rentals in Shelbyville, this could be a seamless addition to your portfolio. Continue holding it as a rental for immediate income or take advantage of the value-add potential through future updates. Whether you're looking to flip or add to your portfolio, this is an opportunity worth exploring!
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1950
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Electric Oven,Electric Range,Refrigerator
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 2
Features
- Flooring: Carpet,Laminate
- Finished area above ground: 1,032
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 1,032
- Total interior livable area: 1,032 sqft
Property
Details
- Parcel number: 078J J 00200 000
- Special condition: Standard
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 0.29 Acres
- Lot size dimensions: 60 x 215
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
- Earthquake
- Hail
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $884 | $10,608 |
| Home Insurance | $99 | $1,188 |
| Property Taxes | $78 | $936 |
| Electricity | $175 | $2,103 |
| Total | $1,236 | $14,832 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-15 | Listed for sale | $175,000 |
| 2026-02-19 | Listing removed | $187,392 |
| 2026-01-29 | Listed for sale | $187,392 |
For Sale by Agent
View on Zillow