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244 E Cedar St, Shelbyville, TN, 37160

2beds
1baths
930sqft
$189,000
$203price/sqft
$1,322/moest. monthly cost
$52,880/yrincome needed

About This Home

New roof,windows , cabinets, plumbing and electrical in 2022 .

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

4/10
4/10
Harris Middle SchoolGrades 6-81.9 mi
3/10
Central High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1955

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Oven,Refrigerator

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • High Speed Internet
  • Flooring: Laminate
  • Finished area above ground: 930

Heating & Cooling

  • Heating features: Natural Gas,Wall Furnace
  • Cooling features: Electric,Wall/Window Unit(s)

Interior Area

  • Total structure area: 930
  • Total interior livable area: 930 sqft

Property

Details

  • Parcel number: 078O E 01900 000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 7,405 sqft
  • Lot size dimensions: 55 x 135

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather
Earthquake
Hail
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $955$11,460
Home Insurance $107$1,284
Property Taxes $85$1,020
Electricity $175$2,103
Total$1,322$15,864

Income You'd Need if You Spent...

35% on housing$45,325/yr
40% on housing$39,660/yr
45% on housing$35,253/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 37160$178
Bedford County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 37160$196
Bedford County$210

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-20Listed for sale$199,000
2006-11-28Sold$19,736
2000-05-04Sold$126,000

For Sale by Agent

AgentJeff Hicks
BrokerageBetter Homes & Gardens Real Estate Heritage Group

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