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609 Whitthorne St, Shelbyville, TN, 37160

2beds
2baths
1,352sqft
$525,000
$388price/sqft
$3,362/moest. monthly cost
$134,480/yrincome needed

About This Home

Property includes both #607 & #609 Whitthorne St with TWO free standing UNIQUE & ADORABLE CABINS each with a great room/kitchen OPEN FLOOR PLAN living area, plus a BEDROOM & a BATH with WALK-IN CLOSET. Each closet includes a laundry area with washer & dryer included. BOTH CABINS come fully furnished (if Buyer desires) or Seller will remove furniture. One cabin is presently rented short term. WALK one block to the CALSONIC ARENA & CHAMPIONS ARENA & CELEBRATION EQUINE EVENTS CENTER!! PERFECT for MULTI GENERATION HORSE FAMILY!! LIKE NEW CUSTOM DESINED CABINS & INTERIOR WOODWORK!

Getting Around

50
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

4/10
4/10
Harris Middle SchoolGrades 6-81.9 mi
3/10
Central High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 2017

Materials

  • Roof: Shingle
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Dishwasher,Dryer,Microwave,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: None

Bedroom1

  • Features: Walk-In Closet(s)
  • Level: Walk-In Closet(s)
  • Area: 176
  • Dimensions: 16x11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Open Floorplan,Redecorated,Walk-In Closet(s),High Speed Internet
  • Flooring: Concrete
  • Number of fireplaces: 2
  • Fireplace features: Great Room,Wood Burning
  • Fireplace: Yes
  • Finished area above ground: 1,352

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 1,352
  • Total interior livable area: 1,352 sqft

Living Room

  • Features: Combination
  • Level: Combination
  • Area: 325
  • Dimensions: 25x13

Master Bathroom

  • Features: Primary Bedroom
  • Level: Primary Bedroom

Property

Details

  • Parcel number: 089B G 00800 000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch,Covered
  • Fencing: Partial
  • Has view: Yes
  • View description: City
  • Topography of land: Level,Private,Wooded

Lot

  • Lot size: 0.37 Acres
  • Features: Level,Private,Wooded
  • Lot size dimensions: 170M x 144 IRR

Parking

  • Total spaces: 9
  • Parking features: Attached,Asphalt,Paved
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 8
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather
Earthquake
Hail
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance $297$3,564
Property Taxes $236$2,832
Electricity $175$2,103
Total$3,362$40,344

Income You'd Need if You Spent...

35% on housing$115,268/yr
40% on housing$100,860/yr
45% on housing$89,653/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$388This listing

vs Other Active Listings

Avg $/sqft

ZIP 37160$176
Bedford County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 37160$196
Bedford County$210

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-20Listed for sale$525,000
2025-08-22Listing removed$525,000
2024-10-23Listed for sale$525,000
2024-09-09Listing removed$525,000
2024-08-05Price change$525,000
2024-07-18Price change$549,900
2024-04-19Listed for sale$575,000
2011-05-12Listing removed$100,000
2011-03-22Listed for sale$100,000
2006-05-26Sold$62,500

For Sale by Agent

AgentTy Irby, ALC, GRI
BrokerageCrye-Leike, Inc., REALTORS

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