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207 Carter St, Shelbyville, TN, 37160

2beds
2baths
1,002sqft
$214,900
$214price/sqft
$1,478/moest. monthly cost
$59,120/yrincome needed

About This Home

207 Carter Street Shelbyville - Seller will pay $5,000 toward Buyers closing costs! - TOTALLY REMODELED 2 BR 2 BA home that is better than new. Perfect for anyone seeking comfort and style. Convenient to everything in Shelbyville plus easy access to Murfreesboro, Tullahoma & Franklin, this one has it all. One-level home with roomy primary suite, 9' ceilings, spacious and airy feel, loads of natural light and fabulous front porch. Enjoy this wonderful home with new everything featuring stainless appliances, separate laundry room, new floors, windows, HVAC system, fixtures, cabinets, paint inside and out, and more, Spacious back yard with versatile detached building too. Call Today!

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
4/10
Harris Middle SchoolGrades 6-82.5 mi
3/10
Central High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 1945

Materials

  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Range,Microwave
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • High Speed Internet
  • Flooring: Laminate
  • Finished area above ground: 1,002

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,002
  • Total interior livable area: 1,002 sqft

Property

Details

  • Parcel number: 089O B 00401 000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch,Covered

Lot

  • Lot size: 6,098 sqft
  • Lot size dimensions: 47.5 x 124.8 IRR

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado
Lightning
Strong Wind
Winter Weather
Earthquake
Hail
Heat Wave
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,086$13,032
Home Insurance $121$1,452
Property Taxes $96$1,152
Electricity $175$2,103
Total$1,478$17,736

Income You'd Need if You Spent...

35% on housing$50,674/yr
40% on housing$44,340/yr
45% on housing$39,413/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 37160$178
Bedford County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 37160$196
Bedford County$210

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-26Listed for sale$224,900
2026-03-26Listing removed$229,500
2026-02-18Listed for sale$229,500
2026-02-13Contingent$229,500
2025-12-18Listed for sale$229,500
2025-06-20Sold$135,000
2025-05-29Pending sale$130,000
2025-05-27Listed for sale$130,000
2014-04-14Sold$48,000
2007-06-20Sold$25,000

For Sale by Agent

AgentDARIN E. HASTY
BrokerageHASTY REALTY LLC

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