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205 Cliffside Ave, Shelbyville, TN, 37160

3beds
2baths
1,518sqft
$230,000
$152price/sqft
$1,571/moest. monthly cost
$62,840/yrincome needed

About This Home

Great Location! Great Lot! Sitting high above the Duck River, no flood insurance required Nice 3 bedroom , 2 bath with hardwood flooring. Living room has beautiful fireplace. 2 car carport! Seller willing to offer up to $5,000 towards buyers closing costs!!

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

4/10
4/10
Harris Middle SchoolGrades 6-82.1 mi
3/10
Central High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 1952

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Oven,Cooktop,Dishwasher,Refrigerator
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: None

Bedroom1

  • Area: 192
  • Dimensions: 16x12

Bedroom2

  • Area: 180
  • Dimensions: 15x12

Bedroom3

  • Area: 144
  • Dimensions: 12x12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Flooring: Wood
  • Finished area above ground: 1,518

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,518
  • Total interior livable area: 1,518 sqft

Kitchen

  • Area: 252
  • Dimensions: 21x12

Living Room

  • Area: 468
  • Dimensions: 26x18

Property

Details

  • Parcel number: 089O J 01900 000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: River
  • Has water view: Yes
  • Water view: River
  • Topography of land: Level

Lot

  • Lot size: 0.35 Acres
  • Features: Level
  • Lot size dimensions: 90 x 163 IRR

Parking

  • Total spaces: 2
  • Parking features: Open
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado
Lightning
Strong Wind
Winter Weather
Earthquake
Hail
Heat Wave
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,163$13,956
Home Insurance $130$1,560
Property Taxes $103$1,236
Electricity $175$2,103
Total$1,571$18,852

Income You'd Need if You Spent...

35% on housing$53,862/yr
40% on housing$47,130/yr
45% on housing$41,893/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$152This listing

vs Other Active Listings

Avg $/sqft

ZIP 37160$178
Bedford County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 37160$196
Bedford County$210

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Listed for sale$230,000
2019-08-19Listing removed$165,000
2019-08-02Listed for sale$165,000
2018-03-28Sold$120,000
2018-02-01Listed for sale$114,900
2013-11-19Sold$75,000
2007-02-15Sold$55,754
1997-10-31Sold$57,500

For Sale by Agent

AgentMary Snyder
BrokerageRealty Of America, LLC

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